10. An EXTRA fifty bucks a month. And at $28,000 a year you likely cannot afford that extra expense.
Where I live, rent is likely to be more than HALF that per year. If your household is making $28,000 you are likely behind on something unless you ride a bike, are single AND are living in a roach trap. Of course it might go further in Le Traileur Parque, Alabammer.