10. An EXTRA fifty bucks a month. And at $28,000 a year you likely cannot afford that extra expense.
Where I live, rent is likely to be more than HALF that per year. If your household is making $28,000 you are likely behind on something unless you ride a bike, are single AND are living in a roach trap. Of course it might go further in Le Traileur Parque, Alabammer.
"...he believes that when you've worked hard, and done well, and walked through that doorway of opportunity...you do not slam it shut behind you...you reach back, and you give other folks the same chances that helped you succeed."