Reply #18
In the discussion thread: My son just called me [View all]
Response to Control-Z (Original post)
Tue Jun 12, 2012, 05:19 PM
kudzu22 (1,107 posts)
18. Warning!!!
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Last edited Tue Jun 12, 2012, 05:26 PM USA/ET - Edit history (1) You have a great kid there, but make sure he's considered all the consequences.
http://well.blogs.nytimes.com/2012/06/11/the-reward-for-donating-a-kidney-no-insurance/?partner=EXCITE&ei=5043 If he has insurance now, he should be ok as long as he never lets it lapse. Otherwise he could be in for a lifetime of hurt. That is, unless the PPACA is upheld. Edit to clarify: The HIPAA law protects you from pre-existing exclusions so long as you maintain qualifying coverage without gaps (I think 30 days is the maximum). Otherwise, they can exclude coverage for pre-existing conditions (which includes voluntary ones like donating) for up to 12 months on a group plan. An individual plan can exclude them indefinitely, depending on which state, or refuse to issue coverage at all. This is all eliminated by PPACA, if it is upheld. |
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