ACA is NOT actual healthcare. ACA is not insurance. ACA is not "the website". [View all]

[SoCalDem]

ACA is LAW that sets minimum standards that all insurers have to follow

ACA expands Medicaid (or tried to), for the very poor who could never afford insurance on their own, and whose chintzy bosses offer them none

ACA eliminates yearly/lifetime caps/pre-existing condition exclusions

ACA sets in place certain tests/prescriptions that must be covered for FREE

ACA was intended to capture a small sector who were NOT being served (or who were being served poorly)

ACA allows parents to "carry" older "children" on their policies (this is now a problem, because a lot of 18-26ers do not "need" to buy their own)

ACA is the "rulebook"


ACA is the conduit.. the fact-checker (eligibility for subsidies etc)


ACA had to make a deal with the devil .. The Obama admin had to convince insurers that the millions of new customers (some subsidized by the government) would give them enough of a benefit that they needed, to go along with the new restrictions for the way they do business in the future. Insurers were poised to lose MILLIONS of customers, as we Boomers "graduated" into SS, so they should have gotten on their knees in thanks...but we all know how they operate.

Insurers are experts at "details & fine print", and they had THREE YEARS to prepare and comply. They had/have a foot in each camp, and even though they were the ultimate beneficiaries , they chose to do nothing to help, and many went out of their way to become stumbling blocks whenever possible, as do some in the AMA and this delightful portrayal of Pres. O from their website/facebook. http://journals.democraticunderground.com/SoCalDem/174



It's just too damned bad we were unable to just roll everyone who wanted to..into SS on a sliding scale for payments (based on age/income...for those under 65)