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renie408

(9,854 posts)

41. Thank you!

Sat Oct 19, 2013, 09:11 PM

Oct 2013

I think I will go ahead and call one day next week when I have some time and talk to somebody from the government about exactly what to put on the application.

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OK, I am now fairly freaked out about the ACA and the insurance exchanges. [View all] renie408 Oct 2013 OP

Doesn't sound right. They don't give something to someone who makes more than you and okaawhatever Oct 2013 #1

I don't qualify for Medicare in NC because if you make more than like $3 a month, renie408 Oct 2013 #4

Did your state take the money for medicaid expansion? Mojorabbit Oct 2013 #44

NC did not expand MedicAID and that is why renie408 Oct 2013 #46

It is known problem with the ACA in those states without the Medicaid expansion. SharonAnn Oct 2013 #50

It is not a problem with the ACA - Ms. Toad Oct 2013 #63

did you run the numbers including your hubby and his income? n/t NMDemDist2 Oct 2013 #2

It doesn't sound right. I would keep trying healthcare.gov during the off hours, late at night. NYC_SKP Oct 2013 #3

Message auto-removed Name removed Oct 2013 #5

Unless they are counting your husband's income Warpy Oct 2013 #6

You are associated with states that didn't adopt the Medicaid extension HereSince1628 Oct 2013 #7

Right. Maybe people will realize eventually how much their Republican governors are enough Oct 2013 #34

I bet you are eligible for sizable subsidies at that income, and family size. Hoyt Oct 2013 #8

I used an JanMichael Oct 2013 #9

This message was self-deleted by its author pa28 Oct 2013 #10

NC killed Medicaid expansion so that may well be true. bullimiami Oct 2013 #11

I might have to fudge my income for 2014, then. renie408 Oct 2013 #15

Ok. something is wrong with the calculator. renie408 Oct 2013 #12

I think the problem lies with the income being below poverty level. Since the exchange okaawhatever Oct 2013 #24

I assume you live in a state which didn't expand medicaid. lumberjack_jeff Oct 2013 #67

The federal poverty level for 2013 family of 3 is 19,530. Warren Stupidity Oct 2013 #13

We don't have to pay for the house we are living in... renie408 Oct 2013 #20

Well, when we say poverty level, they are using percentages of poverty level & okaawhatever Oct 2013 #28

it's down this weekend for maintenence notadmblnd Oct 2013 #21

and be sure you are using Adjusted Gross Income VanillaRhapsody Oct 2013 #14

"Modified adjusted gross income" Barack_America Oct 2013 #17

true.. VanillaRhapsody Oct 2013 #31

If you need more income madville Oct 2013 #16

Message auto-removed Name removed Oct 2013 #19

If the system doesn't work madville Oct 2013 #25

I actually low balled the income because we moved to a new farm this year and renie408 Oct 2013 #22

No, no, DO declare that for 2013! Barack_America Oct 2013 #30

OH! Well, problem solved...LOL renie408 Oct 2013 #33

Check the calculator again. enlightenment Oct 2013 #18

Funny I did it with your figures and came up with free insurance grantcart Oct 2013 #23

I actually put in $18,000 the first time and that's when it came back renie408 Oct 2013 #27

Please stop using the term "Medicare". llmart Oct 2013 #37

I am sorry, I always get those backwards. renie408 Oct 2013 #40

This message was self-deleted by its author stevenleser Oct 2013 #26

Do your kids work at all? Summer jobs? If so, add in their income... Barack_America Oct 2013 #29

Is the $20,000 per year your entire family income? enough Oct 2013 #32

I should probably check all this out more thoroughly before I try to apply. renie408 Oct 2013 #35

You don't add your husband if he files separately. Barack_America Oct 2013 #39

Ok, thanks! renie408 Oct 2013 #42

I don't think married filing separately couples get a subsidy at all Yo_Mama Oct 2013 #43

Ugh. Looks like you are correct. renie408 Oct 2013 #45

No, you would have to file jointly for 2013 to receive the 2014 tax credit, I think Yo_Mama Oct 2013 #47

Yes, that's the way I understand it too. It's about HOUSEHOLD SoCalDem Oct 2013 #55

And it only has to be affordable for the husband. Barack_America Oct 2013 #60

Drat. Wow, the government should be setting up H&R block type offices everywhere... Barack_America Oct 2013 #48

It is complex, and we don't have a lot of time to figure it out. Yo_Mama Oct 2013 #49

Right, she can't get a credit unless they file jointly... PoliticAverse Oct 2013 #57

She has to add her husband to her household income. You missed this right above PoliticAverse Oct 2013 #56

No, the site states otherwise. Barack_America Oct 2013 #59

Does your husband have health insurance at his job? PoliticAverse Oct 2013 #36

Let's hope not. Shandris Oct 2013 #53

Is the premium more than 9.5%? Chellee Oct 2013 #58

9.5% only applies to the employee. There's no cap on dependent cost. Barack_America Oct 2013 #61

I didn't know that subprovision... Shandris Oct 2013 #68

I am not sure whether you can get a subsidy. Yo_Mama Oct 2013 #38

Thank you! renie408 Oct 2013 #41

Im going to wait until the last minute to get freaked out. panader0 Oct 2013 #51

I'm pretty sure Arizona went ahead with Medicaid expansion. Schema Thing Oct 2013 #52

***Try this link*** It is much better than Kaiser. Lex Oct 2013 #54

You do know Ms. Toad Oct 2013 #62

Mine showed 353/mo. Until I did the final enroll. Showed subsidies, $0/mo The Straight Story Oct 2013 #64

I just used it and the Kaiser site aznativ Oct 2013 #65

A suggestion. dairydog91 Oct 2013 #66

I'm not going to get any subsidies aznativ Oct 2013 #69

The information I got from Kaiser compared to the official exchange... BluegrassStateBlues Oct 2013 #70

Unfortunately nc screws the poor and middle class but...in your case you would need a ton Drew Richards Oct 2013 #71