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Sat Oct 19, 2013, 08:14 PM

OK, I am now fairly freaked out about the ACA and the insurance exchanges. [View all]

I just went to the Kaiser Family Foundation subsidy calculator and it is telling me that insurance through the ACA exchange for the state of North Carolina will cost me $9,615 per year or $801.25 per month for THREE members of my family. My husband and I file separately with me claiming the kids on my taxes and filing head of household. I have a declared self employment income of just under $20,000 after deductions. I run a horse boarding/training farm in upstate SC and we live just across the state line in NC. I put me, my 22 year old son who is still in college and my 17 year old daughter on there. None of us smoke.

Is this right? How do they expect me to pay $800 a month with an income of $1666 month? WTF? It says that I do not qualify for subsidies because I make 92% of the poverty level and subsidies are only for people who make 100% to 400%. So, it is basically saying that I am too poor to be subsidized? Does that make sense?

As for the actual exchange, I can't get in there. I have been trying three times a day for the past three weeks and never get to the point of actually being able to see policies.

Does anybody know if these figures that I have been given are accurate?

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Reply OK, I am now fairly freaked out about the ACA and the insurance exchanges. [View all]
renie408 Oct 2013 OP
okaawhatever Oct 2013 #1
renie408 Oct 2013 #4
Mojorabbit Oct 2013 #44
renie408 Oct 2013 #46
SharonAnn Oct 2013 #50
Ms. Toad Oct 2013 #63
NMDemDist2 Oct 2013 #2
NYC_SKP Oct 2013 #3
Name removed Oct 2013 #5
Warpy Oct 2013 #6
HereSince1628 Oct 2013 #7
enough Oct 2013 #34
Hoyt Oct 2013 #8
JanMichael Oct 2013 #9
pa28 Oct 2013 #10
bullimiami Oct 2013 #11
renie408 Oct 2013 #15
renie408 Oct 2013 #12
okaawhatever Oct 2013 #24
lumberjack_jeff Oct 2013 #67
Warren Stupidity Oct 2013 #13
renie408 Oct 2013 #20
okaawhatever Oct 2013 #28
notadmblnd Oct 2013 #21
VanillaRhapsody Oct 2013 #14
Barack_America Oct 2013 #17
VanillaRhapsody Oct 2013 #31
madville Oct 2013 #16
Name removed Oct 2013 #19
madville Oct 2013 #25
renie408 Oct 2013 #22
Barack_America Oct 2013 #30
renie408 Oct 2013 #33
enlightenment Oct 2013 #18
grantcart Oct 2013 #23
renie408 Oct 2013 #27
llmart Oct 2013 #37
renie408 Oct 2013 #40
stevenleser Oct 2013 #26
Barack_America Oct 2013 #29
enough Oct 2013 #32
renie408 Oct 2013 #35
Barack_America Oct 2013 #39
renie408 Oct 2013 #42
Yo_Mama Oct 2013 #43
renie408 Oct 2013 #45
Yo_Mama Oct 2013 #47
SoCalDem Oct 2013 #55
Barack_America Oct 2013 #60
Barack_America Oct 2013 #48
Yo_Mama Oct 2013 #49
PoliticAverse Oct 2013 #57
PoliticAverse Oct 2013 #56
Barack_America Oct 2013 #59
PoliticAverse Oct 2013 #36
Shandris Oct 2013 #53
Chellee Oct 2013 #58
Barack_America Oct 2013 #61
Shandris Oct 2013 #68
Yo_Mama Oct 2013 #38
renie408 Oct 2013 #41
panader0 Oct 2013 #51
Schema Thing Oct 2013 #52
Lex Oct 2013 #54
Ms. Toad Oct 2013 #62
The Straight Story Oct 2013 #64
aznativ Oct 2013 #65
dairydog91 Oct 2013 #66
aznativ Oct 2013 #69
BluegrassStateBlues Oct 2013 #70
Drew Richards Oct 2013 #71