Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

Barack_America

(28,876 posts)

24. The ACA requires dependent children be offered the employer-based coverage...

Reply to uppityperson (Reply #23)

Fri Oct 4, 2013, 08:45 PM

Oct 2013

...but not the spouse. So if the coverage is not offered to the spouse, he or she could participate in the exchanges. But the children would be ineligible. They would either have to buy the employer's coverage or go without (though they would be exempted from the mandate).

Edit history

Please sign in to view edit histories.

28 replies

= new reply since forum marked as read

Highlight:

The Affordable Care Act sucks for middle class kids. [View all] Barack_America Jun 2013 OP

I don't think I've ever worked for a company that paid for dependent insurance auburngrad82 Jun 2013 #1

I take issue with dependents being locked out from the exchanges... Barack_America Jun 2013 #2

That's exactly what's happening. Yo_Mama Jun 2013 #4

And, sadly, it was deliberately engineered into the bill. Barack_America Jun 2013 #9

You are absolutely right Yo_Mama Jun 2013 #3

This is where Wal-Mart offering coverage would be a worst case scenario for their employees. Barack_America Jun 2013 #7

I thought kids were automatically covered under their parents' plans until 26?? Liberal_Stalwart71 Jun 2013 #5

They have to be OFFERED coverage. Barack_America Jun 2013 #6

Got it. Let me go and do more reading on this. It's an interesting topic. Liberal_Stalwart71 Jun 2013 #8

To know if it sucks, I'd have to compare it to what they had BEFORE the ACA. Honeycombe8 Jun 2013 #10

I don't understand your argument. Barack_America Jun 2013 #11

So they had nothing before? I disagree with you, then, that an improvement = sucks. Honeycombe8 Jun 2013 #12

There's no financial help for middle class families. Barack_America Jun 2013 #14

Lower middle class families qualify for subsidies. Middle class people w/o ins CAN get ins Honeycombe8 Jun 2013 #15

Ok, let's do some math. The maximum one can make for Medicaid/CHIP coverage.... Barack_America Jun 2013 #16

I'm done arguing with you. Be happy for those it helps. Let's say it together... Honeycombe8 Jun 2013 #19

You're willing to write-off 3.9 million Americans. I'm not. Barack_America Jun 2013 #20

Fed Subsidies available for 100-400% FPL in the Marketplace jasmine1972 Oct 2013 #21

Not available for those with employer-based coverage. Barack_America Oct 2013 #22

Every time I have had employer based coverage, my employer paid half+ the cost of the insurance. uppityperson Oct 2013 #23

The ACA requires dependent children be offered the employer-based coverage... Barack_America Oct 2013 #24

It certainly is unclear. jasmine1972 Oct 2013 #25

Unfortunately, you have to take what your employer offers. Barack_America Oct 2013 #26

Welcome to DU gopiscrap Oct 2013 #28

It's going to be company by company. dkf Oct 2013 #27

On fixing the ACA and its suckiness lhooq Jun 2013 #13

Oh dear, more details of the ACA become known, but really... Safetykitten Jun 2013 #17

3.9 million dependents (mostly children) according to Wyden's estimates. Barack_America Jun 2013 #18