being snarky, so kudos to you. You're a better person than I.
The other thing that stands out from your description of him is that he clearly has spent all of his income as it came in, and a few months from now he'll be in foreclosure or worse, and will seek to blame everyone else around him, rather than his own lack of planning ahead and saving some money.
Yeah, there are a lot of people who have been well and truly screwed by the system, but I never cease to be amazed at those who made six figures and never saved a penny.
What if math teachers are really pirates and want us to find X so they can get the buried treasure