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Reply #20


Response to a2liberal (Reply #18)

Sat Sep 14, 2013, 01:21 AM

20. All policies are required to cover "essential health benefits".


The Affordable Care Act ensures health plans offered in the individual and small group markets, both inside and outside of the Health Insurance Marketplace, offer a comprehensive package of items and services, known as essential health benefits. Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

https://www.healthcare.gov/glossary/essential-health-benefits/



So the answer to your question is "yes". All policies must cover cancer, MS, heart disease and so on, as well as maternity care and prescription drugs, and mental illness must be covered the same as physical illnesses. The gist of it is that everyone is required to have insurance, but the insurance must cover everything.

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Nye Bevan Sep 2013 OP
Dawson Leery Sep 2013 #1
msongs Sep 2013 #2
Pretzel_Warrior Sep 2013 #3
Nye Bevan Sep 2013 #4
leftstreet Sep 2013 #19
JoePhilly Sep 2013 #5
mick063 Sep 2013 #8
gopiscrap Sep 2013 #6
Kennah Sep 2013 #7
kestrel91316 Sep 2013 #9
Nye Bevan Sep 2013 #11
kestrel91316 Sep 2013 #21
Half-Century Man Sep 2013 #10
Nye Bevan Sep 2013 #12
Half-Century Man Sep 2013 #14
Nye Bevan Sep 2013 #16
airplaneman Sep 2013 #13
snot Sep 2013 #15
Spitfire of ATJ Sep 2013 #17
a2liberal Sep 2013 #18
LineLineNew Reply All policies are required to cover "essential health benefits".
Nye Bevan Sep 2013 #20
Cha Sep 2013 #22
Warren DeMontague Sep 2013 #23
Scurrilous Sep 2013 #24
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