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Fri Sep 13, 2013, 09:59 PM

When Obamacare takes effect, it will be irreversible. That's what is driving the Republicans nuts. [View all]

"Medical underwriting" (when an insurance company asks you a long list of questions about your medical history so they can limit or deny coverage, or charge an exorbitant premium) will cease to exist on December 31 of this year. Because under Obamacare it will be prohibited. The insurance companys' medical underwriting technology, the software, the algorithms and the rules will become as obsolete as Visicalc. Every insurance company will have to sell any policy they offer to anyone who wants one, at the same price, regardless of their medical history.

And the thing is, once medical underwriting is gone, there is no way it is ever coming back. How could any politician of either party take the position that he or she wants insurance companies to be able to go back to scrutinizing the medical history of applicants so they can deny or limit coverage? The 20-second soundbite in opposition to this toxic position practically writes itself, and would probably decide the election.

It's like Social Security. Many Republican politicians dislike Social Security immensely. But they know better than to mess with it, and it is here to stay.

The other features of Obamacare are equally irreversible. Taking away premium subsidies for those on low incomes? Unthinkable. Throwing young people off their parents' policies before they turn 26? Also unthinkable. Allowing insurance companies to go back to imposing lifetime maximums on health insurance policies? Nuts. Abolishing zero-deductible zero-copay preventive care visits? Won't happen.

And the Republicans see all this. Their only hope was to stop Obamacare before it took effect. But despite 40 petulant votes in the House, that is not happening. They understand that once Obamacare takes effect, and people see what it does, like Social Security it is never going away.

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Reply When Obamacare takes effect, it will be irreversible. That's what is driving the Republicans nuts. [View all]
Nye Bevan Sep 2013 OP
Dawson Leery Sep 2013 #1
msongs Sep 2013 #2
Pretzel_Warrior Sep 2013 #3
Nye Bevan Sep 2013 #4
leftstreet Sep 2013 #19
JoePhilly Sep 2013 #5
mick063 Sep 2013 #8
gopiscrap Sep 2013 #6
Kennah Sep 2013 #7
kestrel91316 Sep 2013 #9
Nye Bevan Sep 2013 #11
kestrel91316 Sep 2013 #21
Half-Century Man Sep 2013 #10
Nye Bevan Sep 2013 #12
Half-Century Man Sep 2013 #14
Nye Bevan Sep 2013 #16
airplaneman Sep 2013 #13
snot Sep 2013 #15
Spitfire of ATJ Sep 2013 #17
a2liberal Sep 2013 #18
Nye Bevan Sep 2013 #20
Cha Sep 2013 #22
Warren DeMontague Sep 2013 #23
Scurrilous Sep 2013 #24