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Fri Jan 11, 2013, 02:55 PM

Middle ground idea on gun control: Gun Insurance [View all]

what about this idea, as noted in today's Boston Globe:

Middle ground idea on gun control: Gun Insurance

Such a requirement would quite literally put a premium — a market premium — on sanity and safety.



It comes my way from a hyper-smart retired Navy commander who calls occasionally with suggestions. His latest: Require gun owners to carry liability insurance for the firearms they own.

Here’s how it would work. Before anyone could buy a gun or ammunition, he or she would have to acquire an insurance policy for it and present proof of that policy to the gun shop, gun-show dealer, or private seller. Current gun owners would also have to carry such insurance.

....................

Now consider how an insurance requirement could change gun ownership. The more potentially lethal the weapon, the more a liability policy would cost. A hunter who wanted a pump-action shotgun or a lever- or bolt-action rifle — that is, firearms that don’t reload automatically after the trigger is pulled — would pay only a nominal fee. A traditional semi-automatic big-game rifle — a .308 or a .30-06 or a .30-30, say — with a limited magazine might cost just a little more to insure.

But if you want or own a military-style semi-automatic with features like a pistol grip, which lets you spray fire from waist-level; a collapsible stock, which makes a weapon easier to conceal; or a high-capacity detachable magazine, well, insuring one of those would be far more expensive. That expense would not only discourage ownership of those types of weapons; it would also be a disincentive to accumulating an arsenal of guns.

http://bostonglobe.com/editorial/2013/01/11/requiring-insurance-could-help-curb-gun-violence/Vc21k0zzm1yD32gibqqVvK/story.html
http://www.dailykos.com/story/2013/01/11/1178189/-Middle-ground-idea-on-gun-control-Gun-Insurance

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