Questions for those on Medicare (or who have experience with it)

[underpants]

2. Some, sort of, answers

I deal with drugs that are billed under Med B (typical inhaled/infused - anything with devices, called DME, or supplies or nursing) and you basically have a 20% copay or "Coinsurance".

Typically, from what I have read, doctors are amazingly unaware of the costs. Most of this is due to need for treatment and not for protection from lawsuits as many would tell you. They are also encouraged by administrators because the hospitals make good money off of these.

I would say the best idea is to explain to your doctor that you have cost concerns. You may be surprised how unaware they are of cost. If you can go to the administrative offices and ask questions - or you can stay on the phone with your insurance company if you want.