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Wed Jan 9, 2013, 08:04 PM

Questions for those on Medicare (or who have experience with it) [View all]

I know Medicare Part B has a 20% coinsurance for most services. The information about it on the Medicare and AARP sites is a little vague, so I am hoping people who have experience using Medicare can fill in a few blanks for me.

1) It says that the 20% includes doctor's fees for services performed in the hospital. So does that mean you pay 20% of the whole cost of a surgery or other procedure, or just the portion of the procedure that comprises the fees for the doctor's time (as opposed to the supplies, facility fee, other personnel, etc.)?

2) Do doctors ever voluntarily disclose the expected cost of a procedure or treatment in advance so you can figure out how much you will have to pay for it?

3) If you request that information beforehand, how difficult is it to get it so you have some idea how much your bill will be?

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