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Nye Bevan

(25,406 posts)

8. If you are fairly healthy, consider a high deductible policy.

Reply to liberal_at_heart (Original post)

Tue Jan 1, 2013, 09:59 PM

Jan 2013

Possibly combined with a medical savings account. The premiums should be much lower, you will be protected against a catastrophic illness, and your contributions to the MSA are fully tax deductible.

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16 replies

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I swear I'm about ready to cancel all insurance [View all] liberal_at_heart Jan 2013 OP

I gave up dental when I was paying more in preminums... Historic NY Jan 2013 #1

yeah we already decided the vision insurance wasn't worth the money but liberal_at_heart Jan 2013 #2

The question is whether you have the discipline to actually put the money in a savings account. stopbush Jan 2013 #3

I changed my health insurance to a plan with an HSA (Health Savings Account) Lex Jan 2013 #6

in my poorer days Skittles Jan 2013 #14

I don't know how old you are, but I had my gall bladder removed a couple of years ago Booster Jan 2013 #4

The reason premiums are so high is that so many are afraid to cancel. reformist2 Jan 2013 #5

The other thing to keep in mind is that if you have insurance, SheilaT Jan 2013 #7

If you are fairly healthy, consider a high deductible policy. Nye Bevan Jan 2013 #8

I pay 237. per month.... RichGirl Jan 2013 #9

so many people claim they have no time for exercise Skittles Jan 2013 #10

I would love if exercise would solve all my problems liberal_at_heart Jan 2013 #12

I hear you l_a_h Skittles Jan 2013 #13

You may want to rethink about the car insurance. Lady Freedom Returns Jan 2013 #11

Yes, but remember if you get sick and really need care they'll cancel your policy. Scuba Jan 2013 #15

It disgusts me that a thread like this even exists in the 'best country on the planet.' CrispyQ Jan 2013 #16