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pnwmom

(108,973 posts)

5. It's not true that this "only applies if you have a clean bill of health for 20 years."

Reply to busterbrown (Original post)

Wed Dec 5, 2012, 09:10 PM

Dec 2012

Under Obamacare, insurance rates won't be affected by your health status; only by your age and the type of plan you choose.

Your experience isn't based on Obamacare, and it's based on individual policies (as opposed to the group rates that will now be available to individuals), so it isn't very predictive. It also omits the fact that lower income families will be getting subsidies.

Were you aware that residents of all states will in 2014 have access to at least two of the health plans that US government employees can choose to belong to?

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18 replies

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For all you people in your 40s and have private healthcare plans for you or your family, [View all] busterbrown Dec 2012 OP

Yup. I carried Blue Cross until OKNancy Dec 2012 #1

Really, I wish both of you nothing but good health. busterbrown Dec 2012 #2

When you say private, do you mean self-insured, not through employer? democrattotheend Dec 2012 #3

Wasn’t written well. Self insured for sure. My girlfriend and I. I’m 65 she’s 62! busterbrown Dec 2012 #4

"Self-insured" means you pay for all med. yourself. You mean as you said: "private" policies. Honeycombe8 Dec 2012 #8

When I was paying for myself Dorian Gray Dec 2012 #10

It's not true that this "only applies if you have a clean bill of health for 20 years." pnwmom Dec 2012 #5

I can’t wait for Obamacare....... busterbrown Dec 2012 #6

Me, neither. I'd have preferred single payer, but Obamacare will be much better pnwmom Dec 2012 #7

I think the ins. can charge more based on health condition... Honeycombe8 Dec 2012 #11

You're not the only one who thinks that -- but you're wrong. The Rethugs have succeeded pnwmom Dec 2012 #15

Oh, thanks for that clarification. That is good news! nt Honeycombe8 Dec 2012 #17

There's also Mexico. Ya Basta Dec 2012 #9

If it's so great, why do so many leave Mexico to come here? nt Honeycombe8 Dec 2012 #12

I wouldn't claim to know that any more than I do the Americans who leave the US to go live in Mexico Ya Basta Dec 2012 #13

Questions get some people nervous, don't they? nt Honeycombe8 Dec 2012 #14

From what I understand xmas74 Dec 2012 #16

Just got a 20% increase flamingdem Dec 2012 #18