HomeLatest ThreadsGreatest ThreadsForums & GroupsMy SubscriptionsMy Posts
DU Home » Latest Threads » Forums & Groups » Main » General Discussion (Forum) » The Mandated "Bronze...

Tue Nov 27, 2012, 04:01 PM

The Mandated "Bronze" Policy on The Exchange will only cover 60% of the actual Health Care Cost? [View all]

"There will be four different categories of plans available on the exchange: bronze, silver, gold and platinum (as well as a catastrophic plan available mostly to young adults). The benefits of the four plan types will be similar; all will cover a package of comprehensive “essential health benefits” yet to be determined by the secretary of Health and Human Services. What will vary is a family’s cost-sharing responsibility for each of the plan types. Someone in a bronze plan can expect it to cover 60 percent of average medical costs in the plan, "

http://prescriptions.blogs.nytimes.com/2010/06/08/why-would-i-sign-up-for-a-bronze-plan/


"For a bronze plan, the insurance would cover 60 percent of all health care costs for an average person. Enrollees, on average, would be responsible for paying 40 percent of the costs. For a platinum plan, an average individual would pay 10 percent out-of-pocket for their covered benefits and the insurer would pay 90 percent. However, individuals with high-cost health conditions could end up paying significantly more than the average person."

http://101.communitycatalyst.org/aca_provisions/coverage_tiers


What possible benefit will this be to the millions barely hanging on to the Middle Class who will be MANDATED to buy these policies?

If they have an accident or get sick enough to require a couple of nights in a hospital, they will lose everything whether or not they have this "Bronze" Insurance.
The only real difference is that after 2014, they will be required to also pay a monthly tithe to a For Profit Health Insurance Corporation for the privilege of STILL going Bankrupt if anything happens to them.


I WAS under the impression that Total Out of Pocket costs were capped at a percentage of an individual's income,
but apparently, THAT only applies to the Premiums the Health Insurance Vultures are allowed to charge,
and does NOT apply to the cost of the actual Health CARE if someone tries to USE their "Bronze" Insurance.

PLEASE tell me I am wrong,
and show me where I have misread or misinterpreted this information.

If the millions of Mandated Bronze Policy Holders are still required to pay 40% of the actual Health Care Cost,
then 2014 is going to be a rough year for the Democratic Party.

In civilized countries, Medical Bankruptcy is virtually unknown.

135 replies, 9778 views

Reply to this thread

Back to top Alert abuse

Always highlight: 10 newest replies | Replies posted after I mark a forum
Replies to this discussion thread
Arrow 135 replies Author Time Post
Reply The Mandated "Bronze" Policy on The Exchange will only cover 60% of the actual Health Care Cost? [View all]
bvar22 Nov 2012 OP
Recursion Nov 2012 #1
eomer Nov 2012 #73
Schema Thing Nov 2012 #2
bvar22 Nov 2012 #5
leftyohiolib Nov 2012 #12
bvar22 Nov 2012 #21
B2G Nov 2012 #22
bvar22 Nov 2012 #25
B2G Nov 2012 #31
NoOneMan Nov 2012 #41
flpoljunkie Nov 2012 #62
riderinthestorm Nov 2012 #14
NoOneMan Nov 2012 #16
WinkyDink Nov 2012 #3
Schema Thing Nov 2012 #26
Politicub Nov 2012 #68
NoOneMan Nov 2012 #4
msongs Nov 2012 #7
lumberjack_jeff Nov 2012 #6
bvar22 Nov 2012 #8
NoOneMan Nov 2012 #10
lumberjack_jeff Nov 2012 #17
bvar22 Nov 2012 #28
eridani Nov 2012 #66
lumberjack_jeff Nov 2012 #75
eridani Nov 2012 #133
BlueMan Votes Nov 2012 #9
NoOneMan Nov 2012 #15
Oilwellian Nov 2012 #134
davekriss Nov 2012 #50
ProSense Nov 2012 #11
morningfog Nov 2012 #89
B2G Nov 2012 #13
bvar22 Nov 2012 #18
ProSense Nov 2012 #19
bvar22 Nov 2012 #23
riderinthestorm Nov 2012 #24
ProSense Nov 2012 #29
riderinthestorm Nov 2012 #32
B2G Nov 2012 #34
riderinthestorm Nov 2012 #37
ProSense Nov 2012 #35
riderinthestorm Nov 2012 #40
ProSense Nov 2012 #45
riderinthestorm Nov 2012 #48
NoOneMan Nov 2012 #57
Safetykitten Nov 2012 #88
ProSense Nov 2012 #101
morningfog Nov 2012 #81
ProSense Nov 2012 #100
morningfog Nov 2012 #103
ProSense Nov 2012 #104
morningfog Nov 2012 #106
morningfog Nov 2012 #109
Posteritatis Nov 2012 #36
democrattotheend Nov 2012 #80
Posteritatis Nov 2012 #96
leftstreet Nov 2012 #20
Autumn Nov 2012 #27
ProSense Nov 2012 #30
bvar22 Nov 2012 #39
B2G Nov 2012 #43
ProSense Nov 2012 #47
bahrbearian Nov 2012 #49
rudycantfail Nov 2012 #72
CrawlingChaos Nov 2012 #116
Autumn Nov 2012 #58
bvar22 Nov 2012 #33
ProSense Nov 2012 #38
bvar22 Nov 2012 #42
ProSense Nov 2012 #46
leftstreet Nov 2012 #51
morningfog Nov 2012 #82
99Forever Nov 2012 #53
ProSense Nov 2012 #54
bvar22 Nov 2012 #61
ProSense Nov 2012 #70
99Forever Nov 2012 #64
ProSense Nov 2012 #71
99Forever Nov 2012 #79
ToxMarz Nov 2012 #65
SoCalDem Nov 2012 #44
Small Accumulates Nov 2012 #52
hrmjustin Nov 2012 #55
Small Accumulates Nov 2012 #56
The Straight Story Nov 2012 #59
woo me with science Nov 2012 #60
Safetykitten Nov 2012 #86
green for victory Nov 2012 #93
WorseBeforeBetter Nov 2012 #94
The Straight Story Nov 2012 #63
Politicub Nov 2012 #67
Politicub Nov 2012 #69
WorseBeforeBetter Nov 2012 #83
Politicub Nov 2012 #107
WorseBeforeBetter Nov 2012 #108
Politicub Nov 2012 #110
WorseBeforeBetter Nov 2012 #111
Politicub Nov 2012 #114
WorseBeforeBetter Nov 2012 #129
Politicub Nov 2012 #130
WorseBeforeBetter Nov 2012 #74
Skip Intro Nov 2012 #77
WorseBeforeBetter Nov 2012 #78
Safetykitten Nov 2012 #85
WorseBeforeBetter Nov 2012 #87
Safetykitten Nov 2012 #90
woo me with science Nov 2012 #97
WorseBeforeBetter Nov 2012 #99
woo me with science Nov 2012 #91
Skip Intro Nov 2012 #76
limpyhobbler Nov 2012 #84
Safetykitten Nov 2012 #92
davidn3600 Nov 2012 #95
KoKo Nov 2012 #98
kestrel91316 Nov 2012 #102
mercuryblues Nov 2012 #105
bvar22 Nov 2012 #112
mercuryblues Nov 2012 #115
bvar22 Nov 2012 #117
mercuryblues Nov 2012 #127
OneTenthofOnePercent Nov 2012 #113
ProSense Nov 2012 #118
bvar22 Nov 2012 #119
ProSense Nov 2012 #120
bvar22 Nov 2012 #121
ProSense Nov 2012 #122
leftstreet Nov 2012 #123
ProSense Nov 2012 #124
leftstreet Nov 2012 #125
ProSense Nov 2012 #126
stuckinodi Nov 2012 #128
PoliticAverse Nov 2012 #131
Egalitarian Thug Nov 2012 #132
HiPointDem Nov 2012 #135