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Reply #61


Response to dawg (Reply #1)

Mon Nov 19, 2012, 10:02 AM

61. I disagree. I'm taking the fact that people are seriously suggesting means-testing...

as an indicator that the intended bar will be set so low that there will be significant savings. Something along the lines of direct cut-off for anyone who is able to have income of 20k or more. Or since retirees are generally low-income but higher assets (i.e. savings, home), they might means-test for a quantity of savings and only provide a benefit after those assets have been consumed. So if a 67 year old retires with $80,000 in savings and a home worth $150,000 they might be told that they can start collecting benefits when their total assets are worth under $40,000. I'm taking their talk of means-testing as an indicator that they plan on cutting deep because if they don't cut deep it won't lower costs much.

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