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Reply #65


Response to SickOfTheOnePct (Reply #14)

Mon Nov 12, 2012, 12:25 PM

65. Credit ratings can be unfairly prejudicial

and don't really tell employers what they think they do.

You can have a poor credit rating if you've never taken out a loan or used credit cards. How would that make you a bad employee?

You can also have a poor credit rating because of identity theft, computer error, a family member's serious illness, not having parents who could afford college... none of those things translate into poor future work performance.

And people who are irresponisible with money in their 20s often learn from the experience and become much more fiscally responsible in their 30s. Credit cards prey on college kids because they know they spend impulsively and usually have parents who can bail them out.

Why punish 30 year olds for mistakes they made six or seven years ago? And making it harder for them to find a job is a serious punishment that impacts their ability to ever get themselves out of the hole they've dug.

I can't think of any job where a credit rating would be more appropriate than checking job references.

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xchrom Nov 2012 OP
Live and Learn Nov 2012 #1
SickOfTheOnePct Nov 2012 #3
djean111 Nov 2012 #6
SickOfTheOnePct Nov 2012 #8
Live and Learn Nov 2012 #12
SickOfTheOnePct Nov 2012 #14
Live and Learn Nov 2012 #16
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wickerwoman Nov 2012 #65
liberal N proud Nov 2012 #2
closeupready Nov 2012 #27
litlbilly Nov 2012 #54
99Forever Nov 2012 #4
xchrom Nov 2012 #5
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