Reply #96

otherwise get, saves a debtor some annoying phone calls (that, frankly, would be prohibited if we enforced the debt collection laws we have).

It's a little better than cocaine, (feels good at first, problem still there when you come down), because it actually rids us of something toxic. But the behaviors will still continue, and with few exceptions the people are likely to still be at a level of income the same or lower than when they incurred the debt. I would be really interested to see if there is any real positive change in their lives, or if it just happens again. Heck, the person that needs the help isn't even involved, other than their phone calls decrease for a while, it seems.

It supports the system and behaviors that put our neighbors in such a bad place, that made this necessary in the first place, which helps keep the tyrants in control.

Don't get me wrong, I think it's fine (kinda like rescuing puppies or giving $20 bills to the woman on the street corner with the sign), but it's not confronting power or changing anything I can see.

ymmv...