Reply #8

Some new things roll out in 2013. We'll be able to have an annual physical at no extra cost with no co-pay. This past year my annual mammogram was included without a co-pay or deductible. (Last year cost me $148.00 over and above the premium.)

Other good news in the packet: NO increase in the premium which is no small thing. We're retired and pay the entire premium which monthly is $878.00....a big hunk taken out of my husband's pension. Next year we'll be eligible for Medicare, which also lived to see another day thanks to Obama's re-election! We are hoping to get a break once we can have Medicare and only buy a supplemental insurance to cover what Medicare does not. It's a good day in America!