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Response to bigtree (Original post)

Thu Oct 4, 2012, 11:17 AM

42. They need to go after the preexisting conditions

Dems talking about the ACA seem to keep turning to just one item over and over: letting you stay on your parent's policy through age 25.

That is just no big deal. Insurance companies are generally happy to take your money for that because 24-year-olds are usually healthy.

The big issues are pre-existing conditions and lifetime caps. This can affect anybody who is not on a company plan, and if you get really sick, you may have to drop off your company plan.

Romney says he's going to repeal the ACA and he says his plan takes care of pre0existing conditions. That is a flat out lie. He doesn't do anything about pre-existing conditions, and if he is turning this over to the states, there is absolutely nothing Romney COULD do about pre-existing conditions. What is he going to do? just declare that an insurance company in Kansas has to cover pre-existing conditions? If he did that, insurance companies would stop writing in Kansas.

The only way to make that work is to have a national requirement, and that is exactly what the ACA is. But that only worked because insurance companies were willing to take that additional burden together with the requirement that nearly everybody had to carry insurance. Without the mandate for full insurance, it is just not fair for the government to tell insurance companies, you have to cover anybody that shows up at your door, even if they are severely sick with an disease you know will cost you a half million bucks to cover.

Romney is lying about this. He doesn't have a plan. His plan is to take us back to the days when insurance companies could use pre-existing conditions and lifetime caps to cancel insurance when you get sick.

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