The woman was involved in an automobile accident in April, was treated at an emergency room, was deemed not seriously injured, and received a bill for $4850.00. She later received a settlement of $30,000 but she continued to owe $4850 to the hospital. The hospital "learned about the settlement" and increased her balance to $20,211 in September. Do I have that right?
I'm not excusing the hospital AT ALL. But why didn't the woman pay what she owed the hospital the moment she received her settlement?? Although the date of her settlement is not clear, it appears that she was intending to stiff the hospital. Looks like two (at least) instances of fraud to me.