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kpete

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Member since: Fri Sep 17, 2004, 03:59 PM
Number of posts: 46,621

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Bank of America former employees: 'We were told to lie'

Source: NBC

Bank of America former employees: 'We were told to lie'

In sworn testimony, six former employees describe what they saw behind the scenes of an often opaque process that has frustrated homeowners, their attorneys and housing counselors.

They describe systematic efforts to undermine the program by routinely denying loan modifications to qualified applicants, withholding reviews of completed applications, steering applicants to costlier "in-house" loans and paying bonuses to employees based on the number of new foreclosures they initiated.

The employees' sworn testimony goes a long way to explain why the government's Home Affordable Modification Program, launched in 2008 during the depths of the housing collapse, has fallen so far short of the original targets to save millions of Americans from being tossed from their homes.

http://www.nbcnews.com/business/suit-bank-america-paid-bonuses-foreclosures-6C10351458

Read more: http://www.nbcnews.com/business/suit-bank-america-paid-bonuses-foreclosures-6C10351458

...the only way to be sure a secret is safe is if only two people know it…and one of them is dead.


via:
http://www.balloon-juice.com/
Our Overlords have messages for us:

From one Nobel Prize winner to another "Veto that Pipeline!"



The former vice-president said in an interview on Friday that he hoped Obama would follow the example of British Columbia, which last week rejected a similar pipeline project, and shut down the Keystone XL.

“I certainly hope that he will veto that now that the Canadians have publicly concluded that it is not safe to take a pipeline across British Columbia to ports on the Pacific,” he told the Guardian. “I really can’t imagine that our country would say: ‘Oh well. Take it right over parts of the Ogallala aquifer’, our largest and most important source of ground water in the US. It’s really a losing proposition.” …

“This whole project (Keystone XL) is an atrocity but it is even more important for him to regulate carbon dioxide emissions,” Gore said. He urged Obama to use his powers as president to cut carbon dioxide emissions from new and existing power plants — the biggest source of global warming pollution.

“He doesn’t need Congress to do anything,” Gore said. “If it hurts the feelings of people in the carbon polluting industries that’s too bad.”


http://www.guardian.co.uk/environment/2013/jun/15/al-gore-obama-keystone-pipeline
http://www.dailykos.com/story/2013/06/17/1216788/-Al-Gore-lays-it-down-Keystone-an-Atrocity

dictionary, sweeping, ionosphere, military intelligence, Steve Case, Scully (there, i said em...)

These Are Supposedly The Words That Make The NSA Think You’re A Terrorist
DYLAN LOVE 14 JUNE 2013 7:42 AM Share Discuss Bookmark
This is an (admittedly huge) list of words that supposedly cause the NSA to flag you as a potential terrorist if you over-use them in an email.
We found this on Reddit, where James Bamford, a veteran reporter with 30 years experience covering the NSA, is answering questions from the community. This list comes from Reddit user GloriousDawn, who found it on Attrition.org, a site that very closely follows the security industry.

You may want to peruse this entire list yourself, but here are some of our favourites that stick out:

dictionary
sweeping
ionosphere
military intelligence
Steve Case
Scully

And the full list for your browsing pleasure:

Waihopai, INFOSEC, Information Security, Information Warfare, IW, IS, Priavacy, Information Terrorism, Terrorism Defensive Information, defence Information Warfare, Offensive Information, Offensive Information Warfare, National Information Infrastructure, InfoSec, Reno, Compsec, Computer Terrorism, Firewalls, Secure Internet Connections, ISS, Passwords, DefCon V, Hackers, Encryption, Espionage, USDOJ, NSA, CIA, S/Key, SSL, FBI, Secert Service, USSS, Defcon, Military, White House, Undercover, NCCS, Mayfly, PGP, PEM, RSA, Perl-RSA, MSNBC, bet, AOL, AOL TOS, CIS, CBOT, AIMSX, STARLAN, 3B2, BITNET, COSMOS, DATTA, E911, FCIC, HTCIA, IACIS, UT/RUS, JANET, JICC, ReMOB, LEETAC, UTU, VNET, BRLO, BZ, CANSLO, CBNRC, CIDA, JAVA, Active X, Compsec 97, LLC, DERA, Mavricks, Meta-hackers, ^?, Steve Case, Tools, Telex, Military Intelligence, Scully, Flame, Infowar, Bubba, Freeh, Archives, Sundevil, jack, Investigation, ISACA, NCSA, spook words, Verisign, Secure, ASIO, Lebed, ICE, NRO, Lexis-Nexis, NSCT, SCIF, FLiR, Lacrosse, Flashbangs, HRT, DIA, USCOI, CID, BOP, FINCEN, FLETC, NIJ, ACC, AFSPC, BMDO, NAVWAN, NRL, RL, NAVWCWPNS, NSWC, USAFA, AHPCRC, ARPA, LABLINK, USACIL, USCG, NRC, ~, CDC, DOE, FMS, HPCC, NTIS, SEL, USCODE, CISE, SIRC, CIM, ISN, DJC, SGC, UNCPCJ, CFC, DREO, CDA, DRA, SHAPE, SACLANT, BECCA, DCJFTF, HALO, HAHO, FKS, 868, GCHQ, DITSA, SORT, AMEMB, NSG, HIC, EDI, SAS, SBS, UDT, GOE, DOE, GEO, Masuda, Forte, AT, GIGN, Exon Shell, CQB, CONUS, CTU, RCMP, GRU, SASR, GSG-9, 22nd SAS, GEOS, EADA, BBE, STEP, Echelon, Dictionary, MD2, MD4, MDA, MYK, 747,777, 767, MI5, 737, MI6, 757, Kh-11, Shayet-13, SADMS, Spetznaz, Recce, 707, CIO, NOCS, Halcon, Duress, RAID, Psyops, grom, D-11, SERT, VIP, ARC, S.E.T. Team, MP5k, DREC, DEVGRP, DF, DSD, FDM, GRU, LRTS, SIGDEV, NACSI, PSAC, PTT, RFI, SIGDASYS, TDM. SUKLO, SUSLO, TELINT, TEXTA. ELF, LF, MF, VHF, UHF, SHF, SASP, WANK, Colonel, domestic disruption, smuggle, 15kg, nitrate, Pretoria, M-14, enigma, Bletchley Park, Clandestine, nkvd, argus, afsatcom, CQB, NVD, Counter Terrorism Security, Rapid Reaction, Corporate Security, Police, sniper, PPS, ASIS, ASLET, TSCM, Security Consulting, High Security, Security Evaluation, Electronic Surveillance, MI-17, Counterterrorism, spies, eavesdropping, debugging, interception, COCOT, rhost, rhosts, SETA, Amherst, Broadside, Capricorn, Gamma, Gorizont, Guppy, Ionosphere, Mole, Keyhole, Kilderkin, Artichoke, Badger, Cornflower, Daisy, Egret, Iris, Hollyhock, Jasmine, Juile, Vinnell, B.D.M.,Sphinx, Stephanie, Reflection, Spoke, Talent, Trump, FX, FXR, IMF, POCSAG, Covert Video, Intiso, r00t, lock picking, Beyond Hope, csystems, passwd, 2600 Magazine, Competitor, EO, Chan, Alouette,executive, Event Security, Mace, Cap-Stun, stakeout, ninja, ASIS, ISA, EOD, Oscor, Merlin, NTT, SL-1, Rolm, TIE, Tie-fighter, PBX, SLI, NTT, MSCJ, MIT, 69, RIT, Time, MSEE, Cable & Wireless, CSE, Embassy, ETA, Porno, Fax, finks, Fax encryption, white noise, pink noise, CRA, M.P.R.I., top secret, Mossberg, 50BMG, Macintosh Security, Macintosh Internet Security, Macintosh Firewalls, Unix Security, VIP Protection, SIG, sweep, Medco, TRD, TDR, sweeping, TELINT, Audiotel, Harvard, 1080H, SWS, Asset, Satellite imagery, force, Cypherpunks, Coderpunks, TRW, remailers, replay, redheads, RX-7, explicit, FLAME, Pornstars, AVN, Playboy, Anonymous, Sex, chaining, codes, Nuclear, 20, subversives, SLIP, toad, fish, data havens, unix, c, a, b, d, the, Elvis, quiche, DES, 1*, NATIA, NATOA, sneakers, counterintelligence, industrial espionage, PI, TSCI, industrial intelligence, H.N.P., Juiliett Class Submarine, Locks, loch, Ingram Mac-10, sigvoice, ssa, E.O.D., SEMTEX, penrep, racal, OTP, OSS, Blowpipe, CCS, GSA, Kilo Class, squib, primacord, RSP, Becker, Nerd, fangs, Austin, Comirex, GPMG, Speakeasy, humint, GEODSS, SORO, M5, ANC, zone, SBI, DSS, S.A.I.C., Minox, Keyhole, SAR, Rand Corporation, Wackenhutt, EO, Wackendude, mol, Hillal, GGL, CTU, botux, Virii, CCC, Blacklisted 411, Internet Underground, XS4ALL, Retinal Fetish, Fetish, Yobie, CTP, CATO, Phon-e, Chicago Posse, l0ck, spook keywords, PLA, TDYC, W3, CUD, CdC, Weekly World News, Zen, World Domination, Dead, GRU, M72750, Salsa, 7, Blowfish, Gorelick, Glock, Ft. Meade, press-release, Indigo, wire transfer, e-cash, Bubba the Love Sponge, Digicash, zip, SWAT, Ortega, PPP, crypto-anarchy, AT&T, SGI, SUN, MCI, Blacknet, Middleman, KLM, Blackbird, plutonium, Texas, jihad, SDI, Uzi, Fort Meade, supercomputer, bullion, 3, Blackmednet, Propaganda, ABC, Satellite phones, Planet-1, cryptanalysis, nuclear, FBI, Panama, fissionable, Sears Tower, NORAD, Delta Force, SEAL, virtual, Dolch, secure shell, screws, Black-Ops, Area51, SABC, basement, data-haven, black-bag, TEMPSET, Goodwin, rebels, ID, MD5, IDEA, garbage, market, beef, Stego, unclassified, utopia, orthodox, Alica, SHA, Global, gorilla, Bob, Pseudonyms, MITM, grey Data, VLSI, mega, Leitrim, Yakima, Sugar Grove, Cowboy, Gist, 8182, Gatt, Platform, 1911, Geraldton, UKUSA, veggie, 3848, Morwenstow, Consul, Oratory, Pine Gap, Menwith, Mantis, DSD, BVD, 1984, Flintlock, cybercash, government, hate, speedbump, illuminati, president, freedom, cocaine, $, Roswell, ESN, COS, E.T., credit card, b9, fraud, assasinate, virus, anarchy, rogue, mailbomb, 888, Chelsea, 1997, Whitewater, MOD, York, plutonium, William Gates, clone, BATF, SGDN, Nike, Atlas, Delta, TWA, Kiwi, PGP 2.6.2., PGP 5.0i, PGP 5.1, siliconpimp, Lynch, 414, Face, Pixar, IRIDF, eternity server, Skytel, Yukon, Templeton, LUK, Cohiba, Soros, Standford, niche, 51, H&K, USP, ^, sardine, bank, EUB, USP, PCS, NRO, Red Cell, Glock 26, snuffle, Patel, package, ISI, INR, INS, IRS, GRU, RUOP, GSS, NSP, SRI, Ronco, Armani, BOSS, Chobetsu, FBIS, BND, SISDE, FSB, BfV, IB, froglegs, JITEM, SADF, advise, TUSA, HoHoCon, SISMI, FIS, MSW, Spyderco, UOP, SSCI, NIMA, MOIS, SVR, SIN, advisors, SAP, OAU, PFS, Aladdin, chameleon man, Hutsul, CESID, Bess, rail gun, Peering, 17, 312, NB, CBM, CTP, Sardine, SBIRS, SGDN, ADIU, DEADBEEF, IDP, IDF, Halibut, SONANGOL, Flu, &, Loin, PGP 5.53, EG&G, AIEWS, AMW, WORM, MP5K-SD, 1071, WINGS, cdi, DynCorp, UXO, Ti, THAAD, package, chosen, PRIME, SURVIAC

http://au.businessinsider.com/nsa-prism-keywords-for-domestic-spying-2013-6

7 in 10 Hispanics go to college & I bet everyone of them will hear about the Heritage Foundation

Hispanic Grads More Likely to Enroll in College Than Whites

It turns out that nearly seven in 10 Hispanic high school graduates from the class of 2012 enrolled in college in the fall, according to a new Pew Research Center analysis of Census data. That's two percentage points higher than the rate among whites, and six percentage points higher than the rate among blacks.

http://abcnews.go.com/ABC_Univision/News/hispanic-grads-enroll-college-whites-study-finds/story?id=19143741#.Ub8g6-dzGpB

We Have Entered "The Twilight Zone" Of American Politics



]A point to remember about all this when we're talking about keeping information from "the enemy": This is all information that "the enemy" already knows because, you know, when you've run drone strikes on people, it's not a secret to them. The "enemy" who is being kept in the dark by any administration that practices this kind of secrecy, war on whistle-blowers, and treating a nominally free press as traitors, is the American people.

http://www.eschatonblog.com/2013/06/a-truly-fine-reporter-on-stuff-that.html#disqus_thread

WHISTLEBLOWER -

Bad Idea, Mr. President

By RAMZY MARDINI

.................

The Syrian revolution isn’t democratic or secular; the more than 90,000 fatalities are the result of a civil war, not a genocide — and human rights violations have been committed on both sides

Moreover, the rebels don’t have the support or trust of a clear majority of the population, and the political opposition is neither credible nor representative. Ethnic cleansing against minorities is more likely to occur under a rebel-led government than under Mr. Assad; likewise, the possibility of chemical weapons’ falling into the hands of terrorist groups only grows as the regime weakens.

And finally, a rebel victory is more likely to destabilize Iraq and Lebanon, and the inevitable disorder of a post-Assad Syria constitutes a greater threat to Israel than the status quo.

Not since the 2003 invasion of Iraq has American foreign policy experienced a strategic void so pervasive.

...............

MORE:

http://www.nytimes.com/2013/06/16/opinion/sunday/bad-idea-mr-president.html?pagewanted=all&_r=0

Alan Grayson: IT'S NOT OKAY WITH ME - "We are not North Koreans. & We don’t live in Nazi Germany."

ALAN GRAYSON:
I submit to you that this program, although the proponents picked it as American as ‘‘apple spy,’’ is an anti-American program. We are not North Koreans. We don’t live in Nazi Germany. We are Americans and we are human beings, and we deserve to have our privacy respected. I have no way to call my mother except to employ the services of Verizon or AT&T or some other telephone company. I’m not going to string two cups between my house and her house 70 miles away. That doesn’t mean that it’s okay with me for the government -- and specifically the Department of Defense -- to be getting information about every telephone call I make to her. It’s not okay with me.


http://americablog.com/2013/06/alan-grayson-nsa-mind-your-own-business-act.html
FULL TRANSCRIPT:
http://www.gpo.gov/fdsys/pkg/CREC-2013-06-14/pdf/CREC-2013-06-14-house.pdf

You're a human with a conscience. It has not been stolen from you.

Happy Father's Day to that father in the NSA.

We know you are there. You're a human with a conscience. It has not been stolen from you.

................................

Your superiors don't know what the consequences for this will be, because there is no historical precedent that is 100% relevant. They, like you, are links in a chain that stretches from past imperfect precursors of Total Information Awareness surveillance to a future with consequences they could only guess at...if they tried. Your superiors don't even do that, they merely pat each other on the back via internal studies that reinforce their desire to get to the next paycheck with as few hassles as possible. Their concern is is appear to meet project goals within assigned deadlines, and not the consequences for civil society. They are focused on their own status within each organization affiliated with the NSA, and not on morality.


What you do know is all past leaders and spy systems fu*ked up time & time again. That is what history has shown. Don't be fooled by their blase swagger, they don't know what the fu*k they are doing when they chart new territory. They can only enact their plans, but they don't know what the consequences will be. No wars have ever gone according to plan after the shooting starts. The only guranteed outcome is death. Any illegal or unconstitutional programs of the NSA can only offer a kind of death to the body politic if let run to their conclusions.

Your role in stopping them is critical. You have the ability to save not only lives, but the soul of a country as well.

......................

You are human. Still. You possess an inner reality that has not yet been completely submerged to the office politics and desire for financial success your "superiors" expect to keep you quiet. You are a citizen of a free country inside your own head. Show the world what that means. Show us who you are. Reveal the illegality & the unconstitutionality, and thereby protect the freedom of thought and access to truth that any parent wishes for their own child to have access to one day.

Revealing illegality and unconstitutionality doesn't make you a terrorist.

You are not a terrorist.
Your children are not terrorists.

The cost will be great for you to do so. The cost not to do so, for you, would be even greater. You know that, even if no one else does, and that is why you'll speak out.

http://www.dailykos.com/story/2013/06/16/1215865/-Father-s-Day-Inside-the-NSA-there-is-another-human-being-with-a-conscience
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