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MrScorpio

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Member since: 2002
Number of posts: 60,995

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Debt Collectors Are More Likely To Go After Black People

A new survey finds that African-Americans are much more likely than whites to be called by debt collectors, despite both groups reporting relatively equal levels of debt and repayment rates.

Just take a look at this chart:



Think tank Demos and the NAACP Economic Department collaborated to survey moderate-income American households with some credit card debt for the study. Black Americans weren't any more likely than whites to be late on a payment, the survey found, and they were also no more likely than whites to declare bankruptcy or get evicted.

So what gives? It's not clear exactly why debt collectors seem to be going after one race more than the other, but the study's findings could be the result of one unfortunate reality: Black Americans tend to have lower credit scores than white Americans, research has shown. And that gap got wider as a result of the financial crisis -- subprime lenders were more likely to target African-Americans during the housing boom. Those loans, with higher interest rates, were more likely to default. The result: credit scores that could be marred "decades," as the Washington Post pointed out in 2012.

"African-American households are more likely to have been called by bill collectors because they are more likely to have blemishes on their credit history that would send debts to collection agencies," Catherine Ruetschlin, an author of the Demos report, wrote in an email to The Huffington Post.

http://www.huffingtonpost.com/2013/12/17/debt-collectors-black-people_n_4399754.html??ir=Black%20Voices&utm_hp_ref=black-voices

It's a 70's Party!

Be cool, Honey Bunny...


Just like, Fonzie!

Something to share with anti-Muslim trolls when you're dealing with them



Consider it a gift. Don't say that I never gave you anything.

Pull Yourself Together...

Peter Jenkovich, President of Lo-GravTek Sportswear, field tests his latest product, Light Shorts


Jenkovich, near his private compound on Manana Island, HI, leaps from a
400 ft. cliff while wearing his patented Lo-GravTek Light Shorts.


One of the youngest graduates of The Massachusetts Institute of Technology at the age of twelve, Peter Simon Jenkovich became a multi-billionaire by the tender age of 19 with robust sales of the world's only gravity resistant clothing to an exclusive clientele of elite athletes and jet-setting gazzillionaires. A maverick in the field of Newtonian physics, Wichita Falls, TX native Jenkovich discovered a formula to reduce the affect of gravitational attraction on Earthbound objects, by reversing a mathematical calculation attributed to the well-worn axiom, "Opposites attract." Although he's known for making outrageous claims about himself, such being "The Next Einstein Junior," and declaring that his vast intellect is a "No-Fly Zone for all of you peasants," Jenkovich is otherwise known for his tremendous generosity through his many charitable causes and sperm donations.

In an interview for the November 23rd 2009 edition of The International Business Investors Daily, Jenkovich, at the grand opening of his thoroughly modern factory complex in Guangdong Province, China, announced that his next line of sportswear would be available to the general public instead of just for all of the world's elite amateur and professional athletes and obscenely wealthy social parasites.

"Now ordinary Joes and Josettes will be able to decrease their overall gravitational mass while performing ordinary activities, like shopping for jumbo sized bags of Fritos and tournament bowling."


The first product announced by Lo-GravTek Sportswear in 2011 was a line of counter-graviational athletic shoes to compete directly with the Air Jordan line by Nike, named "M. Poppins." Unfortunately, this product launch was not without a few unforeseen setbacks. Due to a slight miscalculation, the shoes had a tendency to float off of store shelves, requiring store clerks to use improvised hooks in order to remove them from the ceilings. In June of 2012, an entire shipping container of M. Poppins Shoes, at the Port of Long Beach, CA, lifted off from the ground and drifted over the City of Torrance, into LAX restricted airspace, causing flight delays for several hours. U.S. Marine jet fighters from the El Toro MCAS were deployed to shoot down the errant container with Sidewinder missiles.

The company recalled all of the shoes and subsequently took a serious reaming on Wall Street, losing a third of its share value for the second quarter of 2012. The company, however, made a solid comeback after the reformulated Lo-GravTek M. Poppins shoes were released in time for use by the victorious Baltimore Ravens football team in Super Bowl XLVIII.

Currently, Jenkovich is personally field testing an entirely new product, which he calls, "Light Shorts."

"With a pair of these new Light Shorts, any adrenaline junkie can perform feats of daring athleticism with the grace of either an Olympic gymnast, an NFL wide receiver or cheetah chasing his lunch."


Last Thursday, in front of a crowd of journalists on Manana Island HI, east of Oahu, Jenkovich demonstrated the gravity resistant features of his latest sportswear by jumping off a 400 ft. high cliff into the waiting Pacific Ocean below. It was observed in the final 200 feet of his daring dive, he appeared to slow down by three quarters of his air speed and gently landed into the water below.

Peter Jenkovich was then lifted from the water by a waiting helicopter and was reported overheard saying to one of his company associates after his return, something that sounded to the effect of "Let's see Phil Knight try that s**t."

What Would Happen If We Really Went to War Against Christmas?



You've heard about the "War on Christmas," a cynical but largely successful attempt by grown men and women to drive up cable news ratings and sell terrible books. But what about an actual war on Christmas? If President Barack Obama wanted to take down Santa Claus*, how would he do it? And would it work? A classified report obtained by Mother Jones sheds new light on the Department of Defense's plans. Take a look:

Overwhelming force: On paper, it looks possible. The United States has 16,000 military personnel in Alaska, mostly at major Air Force bases outside Anchorage and Fairbanks (home to the 354th fighter wing). A military airstrip at Barrow, the country's northernmost point, could also be used a forward operating base, as could Thule Air Base in northwest Greenland, 750 miles north of the Arctic Circle. The Navy and Air Force regularly conduct carrier group exercises in the Gulf of Alaska; so they're not exactly coming in cold.

But Santa's best defense is that the North Pole is—spoiler—really cold. The US Navy doesn't have any icebreakers, and the Coast Guard only has two, both of which are research vessels. (An amendment to the 2013 National Defense Authorization Act would have commissioned four new icebreakers, but that's still pending congressional approval.) And unlike the Russians and the Finns, the United States doesn't have any ground units specifically trained to handle polar climates.

Nor is Santa himself a pushover. Some images of the old man depict him with a Kalashnikov. Elsewhere, he's armed with a sword. Futurama's Robot Santa has some sort of laser blaster. In Scrooged, Santa is able to repel a terrorist attack with an M16A2; his elves carry M60 machine guns. Oh, and about those elves. According to NorthPole.com, "There are an unlimited number of elves because it takes a lot of help to keep the northpole maintained and the presents made every year" . Even if an expeditionary force succeeds in taking the workshop, the elves' sheer numbers make the possibility of a post-invasion insurgency likely. And then there's Santa's sidekick Krampus, a massive goat-demon who according to Germanic legend, captures his enemies in a bathtub, eats them, and transports them to hell. How do you stab the devil in the back? No, really—it's our only hope.

http://www.motherjones.com/media/2013/12/war-on-christmas-north-pole-invasion

Night and Day

Los Angeles County Sheriff’s Department hires officers accused of sex abuse and other misconduct

By Travis Gettys
Monday, December 2, 2013 14:19 EST

Dozens of applicants were hired by the Los Angeles County Sheriff’s Department although background checks turned up evidence of serious misconduct, according to a newspaper analysis.

The Los Angeles Times reported Sunday that the department made the hires in 2010 after taking over patrol of parks and government buildings from the county police force’s Office of Public Safety, and officers from that agency were given first shot at the newly created jobs.

Many of those officers manipulated their lie detector tests, although others were hired despite histories of accidentally firing their weapons, having sex at work or soliciting prostitutes.

Another officer was hired after admitting to kissing and groping a 14-year-old girl when he was 28, although he insists he was in love and did nothing wrong.

According to a Los Angeles Times review, about 280 county officers were hired by the sheriff’s department, including nearly 100 who made untrue statements, falsified police records or engaged in other acts of dishonesty, and at least 15 were caught cheating on the department’s own polygraph exams.

http://www.rawstory.com/rs/2013/12/02/los-angeles-county-sheriffs-department-hires-officers-accused-of-sex-abuse-and-other-misconduct/

Republican says poor children should be required to work for food

by Hunter

I'm still fairly convinced that Georgia Rep. Jack Kingston is not a real congressman but an elaborate hoax, but everyone insists to me he's real. Either way, he would appear to be the illegitimate love child of Newt Gingrich and the New York Post editorial page.

(O)n Saturday, Kingston came out against free lunches, saying that children should have to pay at least a nominal amount or do some work like sweeping cafeteria floors.

"But one of the things I’ve talked to the secretary of agriculture about: Why don’t you have the kids pay a dime, pay a nickel to instill in them that there is, in fact, no such thing as a free lunch? Or maybe sweep the floor of the cafeteria -- and yes, I understand that that would be an administrative problem, and I understand that it would probably lose you money. But think what we would gain as a society in getting people -- getting the myth out of their head that there is such a thing as a free lunch," he said.


Because nothing instills a good sense of American whats-what in a child like being forced to perform janitorial duties in school while the kids with better parents go off to play or learn or something. What's a little more lost government money when you can subject all the poor kids in America to a little bit more of that?

http://www.dailykos.com/story/2013/12/18/1263706/-Rep-Jack-Kingston-Poor-kids-should-work-if-they-want-to-eat-school-lunches?detail=facebook#
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