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LAGC

Profile Information

Gender: Male
Hometown: Missoula, MT
Home country: USA
Current location: Deep in Red State Hell!
Member since: 2001
Number of posts: 4,980

About Me

Godless democratic socialist, look towards northern Europe for inspiration on what role-models our economy should aspire towards. Love the ACLU and donate heavily to them each year, wish they'd get with the program and defend the Second Amendment with as much fervor as they do the rest of the Bill of Rights. Proud member of the 99%.

Journal Archives

Dang, This Obamacare News Keeps Getting Better and Better!

Some of you may recall my OP back in early October, I was one of the lucky few who was able to successfully enroll (or so I thought) through the Healthcare.gov web-site that second week after its rocky debut:

http://www.democraticunderground.com/10023819690

Well, I just found out a couple days ago that not only do low-income folks qualify for the premium tax credits that lower the monthly premiums you have to pay, but for folks under 250% of poverty-level income, you also qualify for cost-sharing which lowers the deductibles and max out-of-pocket costs on some Silver plans. (Indeed, there were error messages when I enrolled back in October, and the cost-sharing was never taken into account.)

So I ended up going with a Platinum plan back in October which I thought was a good deal with its only $85/mo. premium and $1500 max out-of-pocket (covers 90% of costs) -- but after plugging my info back into the "Browse Plans Before You Buy" calculator that they just recently added to the Healthcare.gov web-site, I discovered that several of the Silver plans are actually much better deals than even the Platinum plans, covering 94%(!) of costs, with only a fraction of the monthly premium:



I ended up going with the plan on the far right, which has a MUCH bigger provider network (PPO) than my Platinum plan did, only $1000 max out-of-pocket, and only a third of the monthly cost!

So if you are low income and signed up back in October, take a second look at those Silver plans! Despite what the Healthcare.gov online chat support reps tell you about how you can't change plans after you've paid your first month's premiums, THIS IS NOT NECESSARILY THE CASE. In my case, I paid my first month's premium on my Platinum plan, but was able just yesterday to get on there, TERMINATE ALL COVERAGE, delete my erroneous application, and go through the whole application and enrollment process (successfully this time, without error) and see those true lower rates I was eligible for, on those much better Silver plans with cost-sharing kicked in!

Even on my low-income, $26/mo. is very affordable, and more than makes up for my Republican-controlled state not expanding Medicaid eligibility, as many more providers recognize this PPO insurance I will now have, whereas not as many accept Medicaid.

Just thought I'd let you all know.

Kalashnikov 'feared he was to blame' for AK-47 rifle deaths

The inventor of the Kalashnikov assault rifle apparently wrote to the head of the Russian Orthodox Church before he died expressing fears he was morally responsible for the people it killed.

Mikhail Kalashnikov, who died last month aged 94, wrote a long emotional letter to Patriarch Kirill in May 2012, church officials say.

He said he was suffering "spiritual pain" over the many deaths it caused.

Kalashnikov had previously refused to accept responsibility for those killed.


http://www.bbc.co.uk/news/world-middle-east-25709371

Interesting article... the AK-47 (and its variants) definitely changed the landscape of modern warfare.

Curious that the proliferation of his 65-year-old invention caused him such mental anguish in his final days...

But how much can the inventor truly be blamed? If not the Kalashnikov, surely some other automatic rifle would have filled the void... maybe not as simple and elegant of a design, maybe not as rugged and inexpensive, but equally efficient killing machines none-the-less.

Doesn't it all still boil down to human nature and malicious intent? Or is the tool truly to blame in this case?

It is thought that more than 100 million Kalashnikov rifles have been sold worldwide.

It definitely had an impact, that's for sure...

Grandmother says her heart goes out to his family, she never intended to kill the young man.

Police say the teen barged into her home carrying a shotgun and demanding money out of the safe."And as I was unlocking the safe and I prayed to God to give me strength, to get through this, it'll be me or him," said the woman.

"And that's when I fired my gun and hit him with the first round," said the victim of a home invasion in the 3000 block of Morningside Drive in Shreveport.

She says when she realized she only had coins in the safe she began fearing for her own life , the life of her granddaughter, and great grandson.

The terrified 63 year-old grandmother and great grandmother doesn't want to be identified. She tells KSLA News 12 she got the drop on the alleged robber when she distracted him by handing him the bag of money with one hand. With the other hand, she says she shot the sixteen year- old in the chest.


http://www.ksla.com/story/24378134/grandmother-who-shot-alleged-robber-speaks-out

"55 dollars in coins, and he lost his life."

SMH.
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