2016 Postmortem
Related: About this forumWhat is Hillary's plan on health insurance cost & coverage
The individual market for health insurance is horrendous if your income is anything over about 200% of the Federal poverty level.
We have Blue Shield PPO Silver under Covered California. We get help however we are near the 400% of FPL so we pay $650 per month for a $1,300 plan. That is high for our income.
And this plan sucks. No dental. No vision. High copays and no "out of network" coverage to speak of. Plus the deductibles only apply to total "out of pocket" in a very limited way. It's a sad joke. It's expensive.
Bernie wants a public option. A Medicare for all.
What's Hillary's plan to contain the ever rising costs?
pdsimdars
(6,007 posts)Hillary's plan is similar to Trump's plan. It's gonna be GREAT! It is Better than His plan. You're gonna LOVE it.
I think that about sums up the detail she's given.
ladjf
(17,320 posts)keep it as it's is.everything is great.
ghostsinthemachine
(3,569 posts)It opens to an email sign up, with no work around option. I, against my better judgement, signed up, then was directed to a donation page, again with no work around to take you to any other page.
Even Trump's page doesn't do that. I left.
Nanjeanne
(4,877 posts)The thing is there is no "there" there. No details. Nada.
Here it is:
Hillary will:
Defend the Affordable Care Act and build on it to slow the growth of out-of-pocket costs.
Crack down on rising prescription drug prices and hold drug companies accountable so they get ahead by investing in research, not jacking up costs.
Protect womens access to reproductive health care, including contraception and safe, legal abortion.
Hillary led the fight to expand access to quality, affordable health care for decadesand shes not going to stop now. Throughout her career, Hillary led the fight to expand health care access for every American:
In 1979, Hillary chaired the Arkansas Rural Health Advisory Committee, which focused on expanding health care access to isolated rural areas of the state.
As first lady, she refused to give up when Congress defeated health care reform. Instead, she worked with Republicans and Democrats to help create the Childrens Health Insurance Program, which now provides health coverage to more than 8 million children. Senator Ted Kennedy said that if not for Hillary, the Childrens Health Insurance Program wouldnt be in existence today.
As senator, she introduced legislation to reduce the cost of health insurance expenses.
Following the terrorist attacks of September 11, 2001, Hillary pushed the Bush administration for $20 billion for recovery and to address health care needs of first responders who suffered lasting health effects from their time at Ground Zero.
Hillary has never given up on the fight for universal coverageand she wont stop now. Building on the Affordable Care Act to expand coverage for millions of Americans, Hillary will:
Make premiums more affordable and lessen out-of-pocket expenses for consumers purchasing health insurance on the Obamacare exchanges. Hillary believes that in order to expand coverage for families, we need to reduce the cost of purchasing health insurance on the Affordable Care Act exchanges. Her plan will provide enhanced relief for people on the exchanges, and provide a tax credit of up to $5,000 per family to offset a portion of excessive out-of-pocket and premium costs above 5% of their income. She will enhance the premium tax credits now available through the exchanges so that those now eligible will pay less of a percentage of their income than under current law and ensure that all families purchasing on the exchange will not spend more than 8.5 percent of their income for premiums. Finally, she will fix the family glitch so that families can access coverage when their employers family plan premium is too expensive.
Support new incentives to encourage all states to expand Medicaid. Hillary will fight for health insurance for our lowest income residents living in every state across the nation. Hillary will follow President Obamas proposal to allow any state that signs up for the Medicaid expansion to receive a 100 percent match for the first three years, and she will continue to look for other ways to incentivize states to expand Medicaid to meet the health needs of their most vulnerable residents.
Invest in navigators, advertising and other outreach activities to make enrollment easier. Today, as many as 16 million people or half of all those uninsured are eligible but not enrolled in virtually free Medicaid coverage or exchange coverage for as little as $100 a month or less. Hillary will ensure anyone who wants to enroll can understand their options and do so easily, by dedicating more funding for outreach and enrollment efforts. She will invest $500 million per year in an aggressive enrollment campaign to ensure more people enroll in these extremely affordable options.
Expand access to affordable health care to families regardless of immigration status. Hillary sponsored the Immigrant Childrens Health Improvement Act in the Senate, which later became law and allows immigrant children and pregnant women to obtain Medicaid and CHIP. She believes we should let familiesregardless of immigration statusbuy into the Affordable Care Act exchanges. Families who want to purchase health insurance should be able to do so.
Continue to support a public optionand work to build on the Affordable Care Act to make it possible. As she did in her 2008 campaign health plan, and consistently since then, Hillary supports a public option to reduce costs and broaden the choices of insurance coverage for every American. To make immediate progress toward that goal, Hillary will work with interested governors, using current flexibility under the Affordable Care Act, to empower states to establish a public option choice.
Going forward, Hillary will build on these efforts and fight to ensure that the savings from these reforms benefits familiesnot just insurance companies, drug companies, and large corporations.
Defend the Affordable Care Act. Hillary will continue to defend the Affordable Care Act (ACA) against Republican efforts to repeal it. She'll build on it to expand affordable coverage, slow the growth of overall health care costs (including prescription drugs), and make it possible for providers to deliver the very best care to patients.
Lower out-of-pocket costs like copays and deductibles. The average deductible for employer-sponsored health plans rose from $1,240 in 2002 to about $2,500 in 2013. American families are being squeezed by rising out-of-pocket health care costs. Hillary believes that workers should share in slower growth of national health care spending through lower costs.
Reduce the cost of prescription drugs. Prescription drug spending accelerated from 2.5 percent in 2013 to 12.6 percent in 2014. Its no wonder that almost three-quarters of Americans believe prescription drug costs are unreasonable. Hillary believes we need to demand lower drug costs for hardworking families and seniors.
Transform our health care system to reward value and quality. Hillary is committed to building on delivery system reforms in the Affordable Care Act that improve value and quality care for Americans.
Hillary will also work to expand access to rural Americans, who often have difficulty finding quality, affordable health care. She will explore cost-effective ways to broaden the scope of health care providers eligible for telehealth reimbursement under Medicare and other programs, including federally qualified health centers and rural health clinics. She will also call for states to support efforts to streamline licensing for telemedicine and examine ways to expand the types of services that qualify for reimbursement.
Hillary is continuing a lifelong fight to ensure women have access to reproductive health care. As senator, she championed access to emergency contraception and voted in favor of strengthening a womans right to make her own health decisions. As president, she will continue defending Planned Parenthood, which provides critical health services including breast exams and cancer screenings to 2.7 million women a year. And she will work to ensure that all women have access to preventive care, affordable contraception, and safe, legal abortionnot just in principle, but in practice, by ending restrictions like the Hyde Amendment.
Lots of words. No idea what she will actually do, how she will do it, or what it will cost. But they, she's HILLARY CLINTON. She don't need no stinkin' details!
Autumn
(44,743 posts)Which for many people means purchasing insurance that they can't afford to use. Can you imagine the tax subsidies, paid for by taxpayers to the private insurance companies, going into Medicare for all and people bring able to pay into Medicare for all? I can.
UglyGreed
(7,661 posts)want people like myself just to sit and suffer.......
Kall
(615 posts)And one of them is "As Senator, I got help for responders after 9/11."
LibDemAlways
(15,139 posts)plan. He ended up in the ER one night, was there a few hours,and ended up owing 5K out of pocket. That's affordable for Hillary so why should she care. It's unaffordable for the masses. The Affordable Care Act has proven to be anything but for too many. It's the screw the hapless consumer act. I feel your pain.
SHRED
(28,136 posts)LibDemAlways
(15,139 posts)to consider cost when faced with a medical emergency, but that's the norm here in the so called greatest country on earth. it's a national disgrace.
SHRED
(28,136 posts)The USA culture coddles greed and "every person for themselves" type mentality.
We are a violent and greedy culture sad to say.
I'm not sure what the wake up will be. Probably the climate change and carnage that will follow via disease and war.
It's not too late to come together to weather the political and literal storms on the horizon but coming together seems so far away. The billionaire class needs to suck the last drop from us first.
ljm2002
(10,751 posts)...you packed a lot of truth into a few short sentences.
Dems to Win
(2,161 posts)Obamacare resulted in WalMart workers being 'covered' by 'insurance' with a $5500 deductible. This is the best Democrats could muster when they had a once-in-a-generation chance to reform health care.
The working poor still can't afford to go to the doctor when they get sick. It's why I don't see the ACA as something that we must preserve at all cost. It's why I don't see DNC-style incremental progress as something worth voting for.
SHRED
(28,136 posts)I mean after all they are the ones who follow and support her.
I'm seriously interested about her details for coverage expansion and cost containment.
LibDemAlways
(15,139 posts)interested in electing a female President. They rarely attempt to defend her positions either because they don't give a damn what she stands for or because her right tilting positions are out of sync with what it ought to mean to be a Democrat.