I now now what my monthly SSDI will be after the Medicare premium has been taken out and I have the montly averages for gas and electricity costs since Feb. of last year. I also know what my property taxes for the year are and my home owners insurance premiums are.
$75 Phone & Internet
$33 Natural gas for heating, hot water and cooking
$88 Property taxes and homeowners insurance
$25 Garbage pickup
$48 Water & sewer
$150 Payment on hospital bill
$120 Food, personal hygiene
$16 Dog food
$34 Dog's medications
$5 My medication
$100 Miscellaneous, clothing
$831 total expenses
$304 available for discretionary spending
I myself won't have that $300 some dollars a month until very early next spring as I'm helping out the ex-wife with some of her expenses as she's gotten herself in a heck of a financial pickle since the divorce.
Assuming there are no further charges on my account at the local hospital, I ought to have that paid off in full by January of 2014. That would add another $150 to the monthly discretionary fund for a total of $454.
Quitting smoking would add another $90 for a total of $544 a month.