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Tue Jan 29, 2013, 04:43 AM

Can someone explain the MA Health Care Law to me?

Simply and concisely, as I have a hard time getting my mind around these things.

I moved to MA in July and just received an 1099-HC form from my insurance company for tax purposes, and I must admit I was a little surprised that I would have to supply proof of health insurance when filing state taxes.

Specifically I would like to know, what is the bottom line here? What if I lost my job and couldn't afford insurance? Can they actually force you to buy it?

Any clarification would be greatly appreciated. Thank you in advance!

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Reply Can someone explain the MA Health Care Law to me? (Original post)
smirkymonkey Jan 2013 OP
PoliticAverse Jan 2013 #1
Gardengrower Jan 2013 #2
smirkymonkey Jan 2013 #3

Response to smirkymonkey (Original post)

Tue Jan 29, 2013, 04:55 AM

1. "if you are an adult with income at or below 150% of the FPG, you do not have to pay a penalty"

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Response to smirkymonkey (Original post)

Tue Jan 29, 2013, 07:45 AM

2. If you have zero to very small income, you can be insured by

 

one of many companies, and the state will pay most of your premiums.

If you have a sizeable income, (over 150% of poverty) you are expected to have insurance, and pay part or all of the premiums yourself, depending upon your income.

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Response to smirkymonkey (Original post)

Tue Jan 29, 2013, 08:35 PM

3. Thanks to both of you! I appreciate it.

I am a bit shocked. I guess I am afraid of being without an income someday and being forced to buy insurance that I can't afford. God, life is just terrifying.

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