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Bertha Venation

(21,484 posts)
Thu Nov 26, 2015, 08:42 PM Nov 2015

I would like to say I'm thankful.

Although our immediate needs are met, although we have more than many, I'm anxious and afraid.

My wife has rightfully decided, after suffering a brain injury that has probably ended her career in IT, to retire. There are (is?) a number of financial problems with this, but the fact is that she needs to retire. I told her that if we have a poorer retirement, so be it. So fucking be it: it is her happiness that is important. Her quality of life. Her enjoyment of life. Her sanity. Those are the important things.

We've said for 15 years that we will move home to Southern California after she retires. But we didn't envision her retiring like this.

We're underwater in our house. I've been reading up on short sales. The thought scares me, but I don't know if housing in this area will improve enough in the near future for us to break even. With the huge, enormous growth of new residences of all kinds surrounding us (where used to exist trees with attendant wildlife), I doubt it. And I don't know if a short sale would even be approved. Since I've been unemployed, we've maxed out our credit, so I doubt this, too.

I haven't worked since July '13. I'm studying to be a medical transcription editor. My goal is to finish by March 31, and to secure employment very soon thereafter. But I don't know how much I'll earn; there's really no way for me to tell at this point.

When we move home, we're merging house with one of my sisters and her daughter. My sister retired early, in July '13 (forced to do so by unendurable working conditions), and she has a small retirement income, but not enough. I don't know how she's squeaking by. Surely she will have found work by the time we move home. My niece, due to some emotional problems, has never worked. (She will be 28 on the 6th.)

I'm anxious and I'm afraid. I'm navigating the worlds of real estate, cross-country moves, merging a home of three cats with a home of ten, moving ten cats across the country, and starting a new career - all without a map.

Did I mention that I'm anxious and afraid?

However, we have

deep love, affection, and respect for each other
a roof, affectionate pets, ample food and clean water, and safe personal transportation
people who love us and whom we love - family and chosen family and friends

and I am deeply, deeply grateful.

How can I be anxious and afraid with all of this? But I am.

3 replies = new reply since forum marked as read
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I would like to say I'm thankful. (Original Post) Bertha Venation Nov 2015 OP
Money issues suck. Tobin S. Nov 2015 #1
that is a lot of non-working issues hollysmom Nov 2015 #2
Regarding moving the cats - just for info - LiberalElite Nov 2015 #3

Tobin S.

(10,418 posts)
1. Money issues suck.
Thu Nov 26, 2015, 08:52 PM
Nov 2015

Money issues put a lot of stress on people, no matter how many positive things they have going on around them otherwise. I know this from experience. I filed for bankruptcy last summer. It has finally been discharged, but I had $1600 in my bank account over the $350 I was allowed to keep and the bastards want that. I'm making payments on it and they are going to confiscate my tax return. I'll be very happy when it is all finally all over.

hollysmom

(5,946 posts)
2. that is a lot of non-working issues
Thu Nov 26, 2015, 09:33 PM
Nov 2015

Can't your wife get disability. There was a time when I was so stressed at intolerable conditions at work that my doctor wanted to put me on permanent disability, Looking back now, that would have been good for me. But for some reason (pride, maybe) I fought to go back to work, when I got back, I was laid off and just gave up and retired in my 50's because I was so burned out by that job where they never hired anyone new when they left, just piled it on others. But the option was there. Also my brother is on disability from a work injury. I also have a friend who worked years to have her son labeled disabled because he could not leave his house. Is there no one among your group that can receive outside help? The help should be there for those who need it, sometimes you need someone to fight for you to get it, It seems to be so much to be on your shoulders.

LiberalElite

(14,691 posts)
3. Regarding moving the cats - just for info -
Thu Nov 26, 2015, 10:00 PM
Nov 2015

there are companies that move pets. However, they can be pricey. A few years ago I used one to move two cats from Florida to NYC. The name was Royal Paws. They picked up the cats from the Florida vets where I had had them examined and brought up to date on shots and drove them up to my home in a station wagon. (The cats were in carriers.)

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