Gun Violence Costs U.S. Health Care System, Taxpayers Billions Each Year
Source: Huffington Post
The bullet exploded like a fragment from the past, piercing his present and laying waste to the future he envisioned. It tore through Jerome Grahams back, wrecked his spleen, damaged his pancreas and kidney, and left him paralyzed from the waist down.
And while the direct medical consequences of that gunshot fired a year ago in East Baltimore end there, the full force of its destruction has reverberated more broadly, encompassing Grahams friends, his family, his community. It has carried into the American health care system, while confronting American taxpayers with costs reaching hundreds of thousands of dollars.
Before he was shot last year, Graham, 33, supported his wife and three children by working as an electrician. Barring a medical miracle, he will never walk again, greatly complicating his ability to earn a paycheck. Since the shot went through his body, he and his family have come to rely on government programs like Medicaid, Social Security and subsidized housing.
In the American conversation, discussion of gun-related violence generally centers on the tragic loss of life or permanent injuries that result. But beneath these headline-grabbing, life-shattering facts are costs measured in vast numbers of dollars. Firearms-related deaths cost the U.S. health care system and economy $37 billion in 2005, the most recent year for which the Centers for Disease Control and Prevention attempted an estimate. The cost of those who survive gun violence came to another $3.7 billion that year, according to the CDC.
Read more: http://www.huffingtonpost.com/2013/03/28/gun-violence-costs-health-care_n_2965248.html
Crunchy Frog
(26,579 posts)to carry insurance that would cover the costs of whatever mayhem their weapons might be used for.
hack89
(39,171 posts)it would be fine for accidents but since accidents are relatively rare (about 2% of deaths), the cost would be a pittance. I took out a rider on my home insurance and the cost was extremely low.
Robb
(39,665 posts)...perpetrated by their own employees.
One can purchase insurance against anything an insurer is willing to underwrite.
hack89
(39,171 posts)or if there is insufficient profit.
What insurance company is going to leave themselves open to be liable for another Sandy Hook?
And how will this pay for criminal gun violence done by people who cannot legally own a gun? They certainly will not be buying insurance.
Robb
(39,665 posts)until such time as their weapon is in the hands of a lawful owner, who would then become responsible.
Who would imagine anyone would insure the Vatican? Yet they do. This is not an insurmountable problem; the market will even solve the logistics.
hack89
(39,171 posts)you can't make them do it. Because then it opens them up to liabilities well beyond guns. Car insurance for example - my insurance specially states it will not pay for criminal acts.
I can't imagine that you will find any insurance company that will offer such insurance.
And what is your plan for the 300 million guns in circulation right now? Criminals will have all the guns they need and those guns will never be in the hands of someone with insurance.
Kolesar
(31,182 posts)hack89
(39,171 posts)surely you can, give the certainty of your post.
Kolesar
(31,182 posts)hack89
(39,171 posts)Hoyt
(54,770 posts)who are into guns. The risk is too great, as you say.
Heck the NRA does not allow most folks to carry guns inside their headquarters. Gun shows and stores require guns to be unloaded. Maybe they know -- or admit to -- something most gun cultists aren't willing to admit.
hack89
(39,171 posts)I had no problem getting insurance - must mean I am not a nut job. Good thing to know.
Hoyt
(54,770 posts)You should be required to have it. If it is not available at an affordable price, well tough.
hack89
(39,171 posts)period. And they never will. So you just need to get over it and find something else to fret over.
Hoyt
(54,770 posts)The very real cost to society from their bad gun habit.
hack89
(39,171 posts)Hoyt
(54,770 posts)Enjoy your lethal weapons.
guninsuranceblog
(4 posts)Lots of kinds of insurance pay innocent third parties for intentional or criminal acts by third parties. For car insurance it depends on the state. In Mass. they pay in Texas they don't. You home fire insurance will pay your bank if your torch your house. Of course in that case you go to jail and if you still have anything the insurance company will sue you to get their money back.
More examples on guninsuranceblog
hack89
(39,171 posts)whereby insurance companies would use demographic data and crime statistics to create actuarial tables that quantify risk. Which would mean that me, a white middle aged man with a graduate education living in a low crime area and a long history of responsible gun use would pay significantly less than a young man living in a high crime area.
That is what you are suggesting, right? Which raises the interesting point - what percentage of that high risk group do you think will actually purchase insurance? Especially since it would be so expensive for them? And if the cost for those in that high risk group is prohibitively expensive, don't you think you have some constitutional issues to deal with, especially if the impact falls disproportionally on certain classes of people or on people that live in certain areas?
Crunchy Frog
(26,579 posts)that no company would insure against the damage they might possibly cause, then maybe people shouldn't have them. If they're as low risk as people here keep saying, then the risks of a Sandy Hook are so small that the costs shouldn't be too great if they are spread out among enough people. Airlines are insurable despite the occasional crash that kills dozens or hundreds of people.
As far as violence committed by someone who can't legally own a gun, well, they must have acquired the gun from somebody who could. Let the person to whom the gun is legally registered carry the insurance.
hack89
(39,171 posts)I had no problem getting liability coverage for my guns - it just doesn't cover crimes.
Car insurance is no different - it will not pay out for crimes. Airlines are also insured for just for accidents.
Guns are not registered in America. Criminals have a vast pool of unregistered, untraceable guns to choose from.
freshwest
(53,661 posts)Can't drive a car without proof of insurance, no matter how high the cost, so I say the owner can pay. If they can't pay for the losses, they can't afford to own.
hack89
(39,171 posts)gun insurance will be dirt cheap because it will only cover accidents - just like car insurance does. It will not be expensive because insurance companies do not have to cover the expense of deliberate criminal acts. Just like car insurance.
I have liability insurance on my guns - it is dirt cheap.
freshwest
(53,661 posts)What were the medical limits, including liability, disability, and death - $100,000? Could they have denied you coverage and is there a high risk pool like auto insurance?
My car insurance is dirt cheap because I've never been at fault in an accident, but it's sufficient it needs a monthly payment to remind me of what what ownership entails. Others pay several times what I do, some forego driving. Insurance is required for the license, for the purchase and operating a motor vehicle.
What company is offering this and is it legally required where you live at point of sale?
hack89
(39,171 posts)The amount is adequate to most conceivable accidents. They could have denied it - like any insurance they decide if I am not too risky to insure. It is not legally required. No state requires liability insurance for guns. I just did it in case there ever was an accident.
freshwest
(53,661 posts)that operating a vehicle does, and isn't specific to damages and is not required, it's not adequate to start taking the cost of billions of dollars of damages both the public and private sector are whitewashing for the gun industry now. If they are proud of their product, they should offer the insurance themselves. And it should be as costly as malpractice.
hack89
(39,171 posts)you can't force companies to pay for the criminal acts of others. And you can't force individuals to pay for the criminal acts of others. This is basic law.
The public and private sector are whitewashing the costs of many harmful products. Alcohol, tobacco, and unhealthy food come immediately to mind. Why are they getting a free ride?
freshwest
(53,661 posts)hack89
(39,171 posts)cosmicone
(11,014 posts)Call it healthcare surcharge and collect it on every sale of a new or used firearm. Then cover the medical expenses of the victims from this surcharge.
hack89
(39,171 posts)what's wrong with holding people responsible for their actions?
cosmicone
(11,014 posts)kill themselves or commit suicide by cop.
Guns should have a dangerous item surcharge to pay for all the mayhem they cause. We levy truckers for the damage they cause to the roads. We tax cigarettes for the excess health care costs. We tax alcohol for the damage it causes.
Why not guns?
baldguy
(36,649 posts)With 30,000 deaths from firearms each year, it's not like gun owners are taking their responsibilities seriously as it is.
hack89
(39,171 posts)it is not hard to get and cheap as hell. I am just pointing out that no insurance company will pay out for deliberate criminal acts. If I accidentaly hurt someone then they will have their medical bills paid for.
How does insurance stop suicides, which make up the majority of gun deaths? And how are you going to insure violent felons that shoot people?
baldguy
(36,649 posts)hack89
(39,171 posts)it is not that hard to understand.
I am responsible for my actions - I have ensured I can meet those obligations.
hack89
(39,171 posts)can you imagine what a competitive advantage a NRA endorsement would give an insurance company - certainly worth a health percentage of the proceeds.
And when the NRA negotiates a substantial discount for its members, just think what the NRA's memberships numbers (and membership fees) would be.
The NRA and insurance companies working together to make money - is this what you really want?
Crunchy Frog
(26,579 posts)as long as it leads to gun owners taking financial resoponsibility for the damages caused by their weapons of choice. I really don't care who the system is administered by as long as they follow the law and meet their responsibilities.
hack89
(39,171 posts)Insurance companies would use demographic data and crime statistics to create actuarial tables that quantify risk and therefore how much each gun owner must pay. Which would mean that me, a white middle aged man with a graduate education living in a low crime area and a long history of responsible gun use would pay significantly less than a young man living in a high crime area.
Which raises an interesting point - what percentage of that high risk group do you think will actually purchase insurance? Especially since it would be so expensive for them? And if the cost for those in that high risk group is prohibitively expensive, don't you think you have some constitutional issues to deal with, especially if the impact falls disproportionally on certain classes of people or on people that live in certain areas?
And we still have to address the issue of criminals that will not pay for insurance. Who pays their share?
Remmah2
(3,291 posts)How about people that brew their own beer and wine?
Crunchy Frog
(26,579 posts)How costly are they to taxpayers, and how do those costs compare with their positive economic contributions?
Maybe these questions should be researched, and if it's discovered that they are indeed very costly to society then insuring them might be a good idea.
hack89
(39,171 posts)If you are looking for a point of reference.
Remmah2
(3,291 posts)Many drivers are also not insured.
baldguy
(36,649 posts)Homicides by Weapon Used, 2000-2008
Totals, 2000-2008; % of total
Handguns; 65,581; 51%
Rifles; 3,791; 3%
Shotguns; 4,356; 3%
Other firearm not specified or type unknown; 820; 1%
Firearms, type not stated; 11,564; 9%
Firearm subtotals; 86,112; 66%
Knives or cutting instruments; 16,547; 13%
Blunt Objects; 5,782; 4%
Personal Weapons; 8,220; 6%
Poison; 106; 0%
Explosives; 43; 0%
Fire; 1,093; 1%
Narcotics; 408; 0%
Drowning; 150; 0%
Strangulation; 1,281; 1%
Asphyxiation; 948; 1%
All other; 9,051; 7%
All other weapons subtotals; 43,629; 34%
Total, all types; 129,741; 100%
-----------------------------------
I swear, is your Official NRA Big Book Of Comebacks left over from pre-Internet days?
hack89
(39,171 posts)and of course assault weapons are just a subset of rifles.
Did you even think before you posted?
Robb
(39,665 posts)Yet we let the bill for this be carried by people who have never even touched a firearm.
How sensible.
hack89
(39,171 posts)But the argument over spending and debt obscures a larger concern: Why are we subsidizing the building of homes in flood-prone areas?
A significant chunk of flood insurance is offered at federally subsidized rates in areas vulnerable to natural catastrophes. A quarter of participants pay below full-risk rates, many of whom receive a subsidized or grandfathered premium, according to the GAO. As a result, more Americans have moved into low-lying, flood-prone areas since the creation of the NFIP. And the taxpayers have had to cover the risks, which often means additional aid to disaster-struck areas.
It would be possible to continue the program without continuing the subsidy: In March, the GAO suggested various changes to the program to put it on better footing. One of them was charging premium rates that fully reflect risks. This would probably mean insurance rate hikes. But it might also mean fewer people moving into flood-prone areas, and less taxpayer support for those who do.
http://www.washingtonpost.com/blogs/wonkblog/post/should-we-subsidize-flood-prone-homes/2011/08/29/gIQApl5pnJ_blog.html
Robb
(39,665 posts)Times are changing.
http://www.sacbee.com/2013/03/26/5295028/fema-head-federal-flood-insurance.html
Scalded Nun
(1,236 posts)through taxes on guns, ammunition, powder, shells, etc.
Just like they did for cigarettes.
Like cigarettes, let the 'users' pay towards the ultimate results.
hack89
(39,171 posts)I have no problem spending that money on medical care.
SunSeeker
(51,550 posts)And are you referring to special taxes just for guns and ammo, or ordinary sale taxes like on any product?
hack89
(39,171 posts)or maybe not.
SunSeeker
(51,550 posts)Your standard m.o., just like you couldn't state how many jobs were created by the gun "jobs boom" in your LBN propaganda post.
http://www.democraticunderground.com/?com=view_post&forum=1014&pid=434371
hack89
(39,171 posts)SunSeeker
(51,550 posts)How should I have known what YOU meant by "significant" taxes? How much in significant taxes do guns and ammo generate for the federal government? Hmmmm?
hack89
(39,171 posts)SunSeeker
(51,550 posts)See post #25. I didn't ask what IF they were taxed. I asked how much we get. And you know it.
hack89
(39,171 posts)I know it is not enough to cover the total cost. I just pointed out that there is revenue from Federal taxes that can be diverted to medical care.
SunSeeker
(51,550 posts)That $3 billion in excise and business taxes (if that figure is right...you offer no links) is the same that is attached to any other manufacturer of product--not ones that cost us over $40 billion a year and untold human misery.
As the article states, "Firearms-related deaths cost the U.S. health care system and economy $37 billion in 2005, the most recent year for which the Centers for Disease Control and Prevention attempted an estimate. The cost of those who survive gun violence came to another $3.7 billion that year, according to the CDC."
hack89
(39,171 posts)nowhere did I say that it would cover those costs.
So what tax would you place on cocaine, heroin and other things that people kill other people over? Or does criminal activity cost American society anything at all?
SunSeeker
(51,550 posts)See your post #16. So how much goes to environmenmental projects? What dollar figure did you have in mind when you said "significant"?
hack89
(39,171 posts)my point is that there is a fairly sizable chunk of tax revenue being collected from gun and ammo companies that could be spend on medical care. I had no dollar amount in mind. I was not imply that it would cover all the associated costs. Just that the federal government has money on hand they can divert.
SunSeeker
(51,550 posts)And what is this "fairly sizable chunk of tax revenue"? The same tax revenue that comes in from any other business and product? That is already spoken for in the federal budget.
How much comes in just from that 10% tax you cited?
baldguy
(36,649 posts)The most was less than a half billion dollars.
http://www.ttb.gov/firearms/faet-faqs.shtml
How much Firearms and Ammunition Excise Tax does TTB collect?
Fiscal Year, Amount Collected (in thousands of dollars)
1991 $85,636
1992 $142,927
1993 $171,294
1994 $212,929
1995 $186,585
1996 $161,031
1997 $149,090
1998 $164,789
1999 $187,977
2000 $197,840
2001 $175,959
2002 $204,967
2003 $193,420
2004 $216,006
2005 $225,813
2006 $248,744
2007 $287,836
2008 $312,622
2009 $452,692
2010 $360,813
2011 $344,262
--------------------------------
hack may not know that people can actually look this stuff up.
SunSeeker
(51,550 posts)hack89
(39,171 posts)that there are 10% taxes or that there is tax revenue that can be spent on medical care?
baldguy
(36,649 posts)You pulled that number out of your ass, and I proved you were wrong.
hack89
(39,171 posts)having a hard time with reading comprehension to night?
baldguy
(36,649 posts)Or don't you know how to use the Google machine?
hack89
(39,171 posts)in reality you have no idea if I am correct or not. You have an interesting choice to make - do you double down on being a jerk and risk looking stupid when I post a link or do you just wait patiently until I decide it is time to post my link.
baldguy
(36,649 posts)hack89
(39,171 posts)MoclipsHumptulips
(59 posts)know nothing about anything but guns.
or maybe not.
No liberal or progressive values, just right wing gun nut NRA lies.
hack89
(39,171 posts)SunSeeker
(51,550 posts)Although we are infested with gungeoneers, it can be a pretty nice place. And we can always use more folks like you.
Response to SunSeeker (Reply #25)
hack89 This message was self-deleted by its author.
hack89
(39,171 posts)SunSeeker
(51,550 posts)I am guessing it is not even close to the $3.7 billion in costs to taxpayers mentioned in the article. But you obviously had a figure in mind when you said "significant." What is it?
hack89
(39,171 posts)just pointing out that there is a federal tax on guns and ammo so there is money that can be diverted to health care.
SunSeeker
(51,550 posts)hack89
(39,171 posts)SunSeeker
(51,550 posts)How much does that 10% tax you cited bring in?
hack89
(39,171 posts)SunSeeker
(51,550 posts)SunSeeker
(51,550 posts)DallasNE
(7,402 posts)The current tax must be a pittance. The Newtowm shooter took 300 rounds with him to the school and fired 154 rounds -- with just the Bushmaster. And add a steep tax to the magazines. Also, I'm sure there is no tax today on private sales and that is a huge loophole, especially with straw purchases.
hack89
(39,171 posts)Remmah2
(3,291 posts)What is their cross connection to violence with guns?
hack89
(39,171 posts)DallasNE
(7,402 posts)The Newtown shooter had 10 30-round magazines so 9 of those would have been untaxed. Also, there is an exemption for small dealers that import weapons. Dealers that do no exceed 50 weapons a year. Buy your weapon at Wal-Mart and the tax applies but buy it at a gun show and it depends on the dealer -- even the honesty of the dealer. The dealer could work with multiple importers and get around the 50 weapon limit, it would seem. Odd too that a Glock has a lower tax than a shotgun or deer rifle. I would not oppose an addition tax based on certain features such as semi-automatic action, high capacity magazines and cop killer bullets.
hack89
(39,171 posts)but I guess concentrating on those responsible is asking too much.
IveWornAHundredPants
(237 posts)there was a legal purchaser involved in the train of events leading to the criminal firing that gun. That legal purchaser therefore enjoys some measure of complicity, as unwitting as it may be. Sure, that may not seem quite fair to you, with a heavy tax on a gun that's just going to get stolen anyway being a case of injustice heaped upon injustice, but consider this: life's not fair.
hack89
(39,171 posts)so logical fail there.
IveWornAHundredPants
(237 posts)That's exactly what I was saying. And the poor gun owner who was unwilling to store his guns properly, or who was willing and was just unlucky enough to be victimized by a criminal committed enough to carry off his entire gun safe or whatever, should have to help shoulder the cost even more than they already do. I acknowledged that this will not always seem fair, but pointed out that life does not always seem fair.
hack89
(39,171 posts)Turns out that criminal acts of various sorts are how guns get into the hands of criminals
The next biggest source of illegal gun transactions where criminals get guns are sales made by legally licensed but corrupt at-home and commercial gun dealers. Several recent reports back up Wachtel's own studies about this, and make the case that illegal activity by those licensed to sell guns, known as Federal Firearms Licensees (FFLs), is a huge source of crime guns and greatly surpasses the sale of guns stolen from John Q. Citizen. Like bank robbers, who are interested in banks, gun traffickers are interested in FFLs because that's where the guns are. This is why FFLs are a large source of illegal guns for traffickers, who ultimately wind up selling the guns on the street.
The report goes on to state that "over-the-counter purchases are not the only means by which guns reach the illegal market from FFLs" and reveals that 23,775 guns have been reported lost, missing or stolen from FFLs since September 13, 1994, when a new law took effect requiring dealers to report gun thefts within 48 hours. This makes the theft of 6,000 guns reported in the CIR/Frontline show "Hot Guns" only 25% of all cases reported to ATF in the past two and one-half years.
Another large source of guns used in crimes are unlicensed street dealers who either get their guns through illegal transactions with licensed dealers, straw purchases, or from gun thefts. These illegal dealers turn around and sell these illegally on the street. An additional way criminals gain access to guns is family and friends, either through sales, theft or as gifts.
http://www.pbs.org/wgbh/pages/frontline/shows/guns/procon/guns.html
So explain to me why I am responsible for the criminal actions of others? You don't really care do you - all gun owners are borderline criminals to you.
IveWornAHundredPants
(237 posts)The straw purchasers pay the taxes.
The corrupt gun owners pay the taxes.
The legal gun owners who store their guns in such a way as to allow theft pay the taxes.
And then all the rest of the gun owners pay them too. This is the part I referred to as perhaps not appearing quite fair. But we all have unfair things to deal with in life, don't we?
As for thinking all gun owners are borderline criminals, well, it's more like I think you've just chosen to camp out a little closer to the border than I would myself. You've decided to really, really like a particular object that criminals also really, really like, and moreover strongly covet for themselves. A certain risk and cost comes along with whatever it is you get out of owning popguns.
hack89
(39,171 posts)Like most gun control fantasies. Have a good evening
SunSeeker
(51,550 posts)hack89
(39,171 posts)tobacco kills ten times as many people per year as guns.
SunSeeker
(51,550 posts)And yes, we should tax big tobacco/distillers to pay for the cost of their products to society.
hack89
(39,171 posts)SunSeeker
(51,550 posts)hack89
(39,171 posts)as we saw this week, the SC does not believe in rapid change.
SunSeeker
(51,550 posts)hack89
(39,171 posts)SunSeeker
(51,550 posts)Scalia was appointed young, but he is now getting old. We just need one of them to leave. And if it was up to Scalia, Roe v. Wade would have been overturned long ago. But the swing votes kept that from happening. The swing vote went with the right wingers on that ridiculous 5-4 Heller ruling re-interpreting the 2nd Am. The SC right wing majority has no problem with rapid change when it suits their corporate benefactors, as they demonstrated in that and Citizens United.
hack89
(39,171 posts)anti-abortion extremist thought that a conservative court would result in the end of Roe v Wade. It didn't happen. You think a more liberal court will result in the end of Heller. History says don't hold your breath.
Remmah2
(3,291 posts)But I don't think I'd like some people after they sobered up.
valerief
(53,235 posts)rurallib
(62,406 posts)Doctor_J
(36,392 posts)Economic disaster, public health plague, political 3rd rail...I wish I could think of one single upside to offset all of the downside
onehandle
(51,122 posts)SunSeeker
(51,550 posts)indepat
(20,899 posts)away, even on a whim, even with assault weapons which can fire more rounds per minute that American machine guns used during WWII. The right to bear arms is absolute and those who lose their lives, liberty, freedom, and right to pursue happiness by reason thereof, read my lips: tough, get over it, or so the RW MEME goes.
Kingofalldems
(38,444 posts)jpak
(41,757 posts)yup
baldguy
(36,649 posts)CBHagman
(16,984 posts)Last edited Thu Mar 28, 2013, 11:00 PM - Edit history (1)
...and other forms of behavior on the health care system, then we ought to consider firearms as well.
ellisonz
(27,711 posts)Must be an awful lot of denialism going on in this thread
onehandle
(51,122 posts)Glad I can't see it.
ellisonz
(27,711 posts)Until now researchers have assessed the burden imposed by gunshot injuries and deaths in terms of medical costs and lost productivity. Here, economists Philip Cook and Jens Ludwig widen the lens, developing a framework to calculate the full costs borne by Americans in a society where both gun violence and its ever-present threat mandate responses that touch every aspect of our lives.
All of us, no matter where we reside or how we live, share the costs of gun violence. Whether waiting in line to pass through airport security or paying taxes for the protection of public officials; whether buying a transparent book bag for our children to meet their school's post-Columbine regulations or subsidizing an urban trauma center, the steps we take are many and the expenditures enormous.
http://www.amazon.com/Gun-Violence-Studies-Public-Policy/dp/0195153847/ref=sr_1_1?ie=UTF8&qid=1364515946&sr=8-1&keywords=the+cost+of+gun+violence
That's in 1990s money. GUNGEON LOGIC = FAIL
Skittles
(153,142 posts)zzzzzzzzzzzzzzzzzzzzz