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Bandit

(21,475 posts)
Sat Jun 30, 2012, 11:07 AM Jun 2012

There was a poll done in Mass where 100% of all children and 98% of all adults are covered

by Health Insurance and 75% said they love it... That means quite a few Republicans love their Insurance and do not object to the Mandate....I find that very interesting. I know there is a lot of concern here about how the Government will go about enforcing the Mandate.. Just look to Mass for your answer. They are doing just fine with it..

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Romulox

(25,960 posts)
10. From Today's Boston.com: "Massachusetts individual insurance premiums are the highest..."
Sun Jul 1, 2012, 09:25 PM
Jul 2012
Massachusetts individual insurance premiums are the highest in the country, more than double the national average in 2010, according to the Kaiser Family Foundation, which tracks the data.

http://www.boston.com/news/local/massachusetts/articles/2012/07/01/court_approval_of_health_law_sets_national_stage_for_the_cost_limits_that_massachusetts_is_seeking/



I hear it so often, it must be true. All over the nation, everyone seems to know that Massachusetts has the nation's most expensive health insurance. It usually is brought up as a way to criticize Massachusetts health reform: "Yes, you may have covered nearly everyone, but what about your out-of-control high insurance premiums?"

So is it true? Do we have the most expensive premiums in the U.S.? The answer may surprise you.

Let's start with the data most people know: average family health insurance premiums, state-by-state, 2009. See that state way over on the right? That's Massachusetts, and the data are federal (courtesy of the Commonwealth Fund) showing our premiums #1, the most costly in the nation (Arkansas is the cheapest). Guilty as charged.





Some things help to explain the difference. Massachusetts health insurance tends to include lower deductibles and other kinds of cost sharing which are much higher in most other states, a difference that inflates MA premiums as compared with those in other states. Massachusetts has the highest proportion of physicians, nurses and many other health professional categories than all other states. And our costs have always been the highest, not just since the Massachusetts health reform law passed in 2006. But still, guilty as charged.

http://www.boston.com/lifestyle/health/health_stew/2011/11/does_massachusetts_have_the_na.html

pnwmom

(108,972 posts)
12. But if it has much lower deductibles and lower cost-sharing, then it may be worth it.
Sun Jul 1, 2012, 09:56 PM
Jul 2012

It's also interesting that MA premiums were the highest even before this plan went into effect.

Romulox

(25,960 posts)
13. True. Still, the point stands. I included the sympathetic article excerpt, so as to
Sun Jul 1, 2012, 10:04 PM
Jul 2012

not paint a one-sided picture, nonetheless.

ananda

(28,854 posts)
5. Good article on relative costs for states, HappyMe.
Sat Jun 30, 2012, 12:04 PM
Jun 2012

I like the conclusion. That if the costs are bad for MA, and they are,
they are much worse for many other states.. and we need a better law.

Of course, ACA is certainly better than nothing.. but it could be so MUCH
better.

HappyMe

(20,277 posts)
6. Well, of course it could be better.
Sat Jun 30, 2012, 12:18 PM
Jun 2012

I'm glad though, as it opens the door. Plenty of people will benefit from it as it stands now.

pnwmom

(108,972 posts)
9. Medicare, when it began, had many flaws, which have been repaired over the years.
Sat Jun 30, 2012, 01:57 PM
Jun 2012

The most recent was closing the donut hole in drug coverage, which was accomplished in the ACA.

snot

(10,515 posts)
7. Re- costs, what matters is
Sat Jun 30, 2012, 12:24 PM
Jun 2012

not so much what the relative premium costs are, but what the total health care costs are vs. total health results.
I.e., I think you'd have to find states or societies with different systems but similar per capita health stats, like mortality rates or the like, and then compare their total health care costs; etc.

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