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Sat Sep 7, 2013, 02:50 PM

What to do, what to do...

In June I was rear-ended, and my vehicle totalled. The person who hit me was uninsured, so I used my insurance to recover most of the cost of my vehicle, and then replacing it. Within a week of the accident, my insurance company had a check in my hand and I proceeded to find another vehicle similar to the one I lost. The vehicle I found cost me $2500 more than the insurance check even though the vehicles were nearly identical excluding color.

The person who hit me settled with the insurance company since then. I am still out the $250.


Today I go to the mailbox and there was a letter from the person who hit me wanting me to tell the state that there is no harm done and that she ows nothing as a result of the accident. She also wants me to say that there was heavy rain that day imparing travel. Her concern is that it will effect her driving record and employment as her employer reviews their driving records.

So what should I do?

Respond and point out that 1) I am out the $2500 due to her rear ending me, and 2) It was in fact not raining that day rather it was a very sunny day?

Or do I just not respond?



37 replies, 899 views

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Arrow 37 replies Author Time Post
Reply What to do, what to do... (Original post)
liberal N proud Sep 2013 OP
badhair77 Sep 2013 #1
liberal N proud Sep 2013 #16
Jesus Malverde Sep 2013 #2
MicaelS Sep 2013 #20
MineralMan Sep 2013 #3
xfundy Sep 2013 #4
liberal N proud Sep 2013 #14
Rosa Luxemburg Sep 2013 #5
liberal N proud Sep 2013 #11
Rosa Luxemburg Sep 2013 #21
liberal N proud Sep 2013 #22
snagglepuss Sep 2013 #33
liberal N proud Sep 2013 #35
Taitertots Sep 2013 #6
liberal N proud Sep 2013 #8
liberal N proud Sep 2013 #10
Taitertots Sep 2013 #23
liberal N proud Sep 2013 #26
Taitertots Sep 2013 #32
liberal N proud Sep 2013 #37
lpbk2713 Sep 2013 #7
liberal N proud Sep 2013 #9
lpbk2713 Sep 2013 #15
Motown_Johnny Sep 2013 #12
liberal N proud Sep 2013 #18
Motown_Johnny Sep 2013 #24
Egalitarian Thug Sep 2013 #13
Warpy Sep 2013 #17
liberal N proud Sep 2013 #19
DevonRex Sep 2013 #25
liberal N proud Sep 2013 #27
BlueToTheBone Sep 2013 #28
liberal N proud Sep 2013 #29
BlueToTheBone Sep 2013 #30
liberal N proud Sep 2013 #31
BlueToTheBone Sep 2013 #34
liberal N proud Sep 2013 #36

Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:05 PM

1. She has a dilemma but

This would involve your lying for her. I would not do it. I know you said the case was closed but your statement be used against you. The whole thing reeks of potential trouble. Don't give away your integrity.

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Response to badhair77 (Reply #1)

Sat Sep 7, 2013, 03:41 PM

16. I wouldn't lie for sure

Any statement if I made one would make it clear the weather was sunny.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:08 PM

2. Don't respond and take her to small claims court for the $2500.

Your insurance is likely to go up as well.

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Response to Jesus Malverde (Reply #2)

Sat Sep 7, 2013, 03:45 PM

20. I agree with this.

Produce the letter as evidence she wanted you to lie.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:20 PM

3. Do not respond.

Contact your insurance company and ask what they thing. They'll give you the same answer.

The other driver is not going to pay you anything. Let the driver sweat it out.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:22 PM

4. Be Honest

if you choose to respond. Don't lie for her, as she'll get caught and implicate you, and you could be charged with insurance fraud or somesuch.

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Response to xfundy (Reply #4)

Sat Sep 7, 2013, 03:39 PM

14. I will not lie about the weather

And I don't see her financial obligations as being met while it cost me $2500.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:25 PM

5. She shouldn't have been travelling too close in heavy rain

reckless driving.

take her to court

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Response to Rosa Luxemburg (Reply #5)

Sat Sep 7, 2013, 03:38 PM

11. It was a sunny afternoon

There had been a storm in the morning, the accident happened at 4:00 pm. Not a cloud in the sky.

She is looking for an excuse is how I see it, afraid of the points it will cost her.

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Response to liberal N proud (Reply #11)

Sat Sep 7, 2013, 03:45 PM

21. I'm sure that she would have you in court if you had run into the back of her

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Response to Rosa Luxemburg (Reply #21)

Sat Sep 7, 2013, 03:46 PM

22. Probably right about that.

I could do that but it is such a hassel.

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Response to liberal N proud (Reply #11)

Sat Sep 7, 2013, 04:43 PM

33. If she doesnt have insurance why is she woried about points?

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Response to snagglepuss (Reply #33)

Sat Sep 7, 2013, 05:24 PM

35. Beats me!

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:26 PM

6. Find who she was going to send your letter to and tell them the truth directly

along with her note asking you to lie for her.

Don't feel bad because someone who is causing accidents and getting people to lie to cover up for them should be fired (assuming driving for work is the reason they check).

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Response to Taitertots (Reply #6)


Response to Taitertots (Reply #6)

Sat Sep 7, 2013, 03:35 PM

10. That might be the best thing to do.

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Response to liberal N proud (Reply #10)

Sat Sep 7, 2013, 03:47 PM

23. It is kind of stalkerish, but you could find her place of employment and send them a copy of....

the police report for the accident and the letter asking you to lie.

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Response to Taitertots (Reply #23)

Sat Sep 7, 2013, 03:52 PM

26. I know where she works

She went to work that day in an ambulance.

I am sure she was on her way to work when she slammed into me, the hospital was just a mile down the road.

She was probably running late and making a few last minute texts on her way, althogh I can't prove she was on her phone.

I had been stopped for a few minutes when it happened.

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Response to liberal N proud (Reply #26)

Sat Sep 7, 2013, 04:20 PM

32. I want to make a video where I get random people to sit down...

I get them to start texting somehow (a rouse) and when they are distracted have increasing hilarious things happen while they are totally oblivious. Then text them the pictures you took and say still think you can text and drive.

But seriously, texting is one of the worse things that you can do while driving.

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Response to Taitertots (Reply #32)

Sat Sep 7, 2013, 05:33 PM

37. Since this incident I am acutely aware of people texting and talking while driving

Pulled up along side a car at the stop light Friday the young lady was brushing her teeth with one hand and had the phone in her other hand. I blatantly asked her through the window how she could drive hands free.

If I have to share the road with these idiots, I am going to be obnoxious when I can make them aware their stupidity shows.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:31 PM

7. Heavy rain is no excuse at all, even if there was indeed any rain at all.




She was at fault for not exercising due care.

You would be signing a false statement and would have to
bear the consequences of such a signed statement.

Tear her letter up and forget about her.

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Response to lpbk2713 (Reply #7)

Sat Sep 7, 2013, 03:34 PM

9. There was no rain, she wants me to say there was

She is looking for a way to cover her but with regards to the violation, looking for an excuse.

I would say financial obligations were met, if I had my $2500 back. I will not lie about road conditions.

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Response to liberal N proud (Reply #9)

Sat Sep 7, 2013, 03:39 PM

15. I realize that.




I'm saying she couldn't use it as an excuse for driving too fast for conditions.

And yes, I'm also saying don't make any false statements that can come back
to bite you on the hiney.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:38 PM

12. If she pays the $2500 then write the letter, but be truthful.

Don't lie for her either way.



I wouldn't even bring up the weather when responding to her. Just try to get her to make things right.

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Response to Motown_Johnny (Reply #12)

Sat Sep 7, 2013, 03:43 PM

18. That is what my gut tells me

If she wants a statement that her financial obligations are met, I would make a statement, but that statement would make it clear the weather conditions played no part in the accident.

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Response to liberal N proud (Reply #18)

Sat Sep 7, 2013, 03:47 PM

24. Two wrongs don't make a right, but

two lefts make a U-turn.





Sorry, couldn't resist.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:39 PM

13. I'd go with the former and add that she's lucky you are nice enough not to

 

take her to court over your losses.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:42 PM

17. I would duly ignore it for now, it's kinder

than alerting your insurance company.

However, hang onto that letter just in case she comes up with the fiction that you stopped short in front of her.

If you know the number of the police report, write it on the top of her letter. The police report will cite conditions at the time.

For now, ignore her and hope she's learned the lesson of why cell phones + moving cars are a bad idea, my guess for why you were rear ended.

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Response to Warpy (Reply #17)

Sat Sep 7, 2013, 03:45 PM

19. I could respond with a copy of the police report and highlight the weather conditions.

I do suspect she was texting, but cannot prove it.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:51 PM

25. Ask an attorney. Do not respond in the meantime.

You are out a lot of money. You should try to recover that money. Answering the way she wants you to answer could jeopardize your chances.

Msanthrope is an attorney. She won't be your attorney. But she might tell you what any attorney might say under Similar circumstances.

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Response to DevonRex (Reply #25)

Sat Sep 7, 2013, 03:53 PM

27. Thanks for the tip.

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Response to liberal N proud (Original post)

Sat Sep 7, 2013, 03:54 PM

28. The kind thing would be not to respond.

But I certainly would not lie for her.

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Response to BlueToTheBone (Reply #28)

Sat Sep 7, 2013, 03:57 PM

29. We don't lie here.

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Response to liberal N proud (Reply #29)

Sat Sep 7, 2013, 04:01 PM

30. What will you do?

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Response to BlueToTheBone (Reply #30)

Sat Sep 7, 2013, 04:06 PM

31. That is the delima

My gut say to respond that her obligations are not met as it cost me $2500 and that I would only make a statement they were if she covered that expense.

Any statement would make it clear what the weather conditions were that day. I would not set my self up for fraud. That would make it worse than the $2500 it has already cost me.



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Response to liberal N proud (Reply #31)

Sat Sep 7, 2013, 05:03 PM

34. Sounds like you are angry

but what will it get you to destroy her life? I know $2500 is a lot of money; but will that get you your money? Karma and compassion are next door neighbors.

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Response to BlueToTheBone (Reply #34)

Sat Sep 7, 2013, 05:27 PM

36. It disgusts me that we have to carry uninsured motorist and pay higher rates because of this

And it cost me a vacation and $2500 out of pocket.

I just don't see how letting her off is my responsibility, forgive, yes, but one has to be responsible for their own actions.

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