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Sun Jan 20, 2013, 11:33 AM

Do you or your kids get insurance through your spouse's employer, then READ THIS! (PPACA)

http://www.democraticunderground.com/101653603

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Reply Do you or your kids get insurance through your spouse's employer, then READ THIS! (PPACA) (Original post)
antigop Jan 2013 OP
HockeyMom Jan 2013 #1
antigop Jan 2013 #2
antigop Jan 2013 #3
antigop Jan 2013 #4

Response to antigop (Original post)

Sun Jan 20, 2013, 11:38 AM

1. Depends on the state you live in

The insurance companies different rates depending on where you live. I was shocked when I moved from NY to Florida to see how expensive, with employer coverage, the rates are in Florida.

I thought that was part of the ACA that they couldn't charge more by Zip Code?

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Response to antigop (Original post)

Sun Jan 20, 2013, 11:48 AM

2. I think you might have missed what the article was saying


The proposed rule does require that employers must offer coverage to the dependent children (up to the age of 26) of their employees or pay a penalty, but does not require that coverage to meet any threshold of affordability.

“Coverage for an employee under an employer-sponsored plan is affordable if the employee’s required contribution for self-only coverage does not exceed 9.5 percent of the employee’s household income,” the proposal says. Since “self-only” coverage — which, as its name implies, does not include coverage for any family members — is all that needs to be affordable, that means that dependent coverage need not be affordable.

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Response to antigop (Original post)

Sun Jan 20, 2013, 11:51 AM

3. the info is also pertinent if your kids or your spouse get insurance through YOUR employer

Sorry... couldn't put all of that in the thread titile

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Response to antigop (Original post)

Sun Jan 20, 2013, 01:46 PM

4. kick nt

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