My Health Insurance just went up 18.4%.

[savalez]

Blue Shield CA. What, if anything, will change in 2014?

[MoonchildCA]

1. You will be subsidized.

Unless you make almost six figures.

Here is a calculator that should give you a rough idea of what you will be paying:
[link:http://healthreform.kff.org/subsidycalculator.aspx|

[savalez]

3. Thanks.

In the calculator, the "Unsubsidized health insurance premium in 2014" seems high. How did they come up with that amount?

[HiPointDem]

8. so his health insurance went up 20% & he'll get a 20% subsidy?

[MoonchildCA]

11. Well, I guess that depends on his income, doesn't it?

I believe you are not required to may more than 10% of your income, and many pay less.

[MoonchildCA]

4. It seems the got the numbers...

... from the Congressional Budget Office. They are just based on estimates for what they consider "silver plan" coverage. Premiums will vary by the type of coverage chosen. You can read more in the "Notes" section on that same page.

[1StrongBlackMan]

5. Is the insurance employer provided?

[savalez]

10. Nope.

Paid for by Me, Myself and I, Inc.

[discopants]

6. Anthem Blue Cross went up too

I just had to double my deductible to keep the same premium. Looks like Blue Cross is gouging their customers to the last minute. A few additional services are now covered that weren't previously, I bet it's the Afforable Care Act that did that. I'm waiting for next year when California offers buy-in to their exchange.

[kestrel91316]

7. If your income is below a certain level you can buy insurance on the exchanges AND

qualify for premium subsidies. If you make more than 400% of the federal poverty level you're screwed with your existing policy, but I assume you could drop it and buy a better one on the exchanges, and it will HAVE to cover preexisting conditions and preventive care.

Existing policies will be able to get away with all sorts of crap. NOT new policies.

[Recursion]

9. You can drop it if it's over 9% of your income after subsidies

If it's 9% or less, and you don't take it, you can't participate in an exchange and you will eventually pay a tax penalty.