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Tue Nov 20, 2012, 10:12 PM

Question about coverage under the ACA

My college son works part time for a privately owned company with more then 50 employees. Will his employer be required to provide insurance for him, even though he is covered under our insurance until he is 26? Does anyone know how that works? Will his employer be able to get a waiver?

6 replies, 668 views

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Arrow 6 replies Author Time Post
Reply Question about coverage under the ACA (Original post)
texastoast Nov 2012 OP
cbdo2007 Nov 2012 #1
texastoast Nov 2012 #2
democrattotheend Nov 2012 #3
PoliticAverse Nov 2012 #4
democrattotheend Nov 2012 #5
PoliticAverse Nov 2012 #6

Response to texastoast (Original post)

Tue Nov 20, 2012, 10:25 PM

1. His company has to offer it to him, doesn't have to "provide" it to him. He can opt out and stay on

your insurance and it's no big deal to anybody.

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Response to cbdo2007 (Reply #1)

Tue Nov 20, 2012, 10:32 PM

2. Gracias :) n/t

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Response to texastoast (Original post)

Tue Nov 20, 2012, 11:04 PM

3. If he works part time, the employer probably isn't required to offer it to him

If he works less than 35 hours per week.

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Response to democrattotheend (Reply #3)

Wed Nov 21, 2012, 03:10 AM

4. The definition of 'full time' for the ACA has been changed to 30 hours per week. n/t

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Response to PoliticAverse (Reply #4)

Wed Nov 21, 2012, 09:11 AM

5. I did not realize that.

When did that change? I know the Papa John's CEO was talking about cutting people from 35 to 34 hours per week to avoid Obamacare. Was he just wrong about how many hours would trigger the obligation?

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Response to democrattotheend (Reply #5)

Wed Nov 21, 2012, 02:47 PM

6. Apparently the IRS released the rule on Aug. 12, 2012...

http://www.irs.gov/pub/irs-drop/n-12-58.pdf

http://www.law.cornell.edu/uscode/text/26/4980H


26 USC § 4980H - Shared responsibility for employers regarding health coverage

...

The term “full-time employee” means, with respect to any month, an employee who is employed on average at least 30 hours of service per week.

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